Financial Education

At CashNetUSA, we are committed to helping consumers establish financial wellness. By offering tools and information, we want to ensure that consumers have the knowledge and skills to make informed financial decisions. We promote financial literacy and fiscal responsibility to consumers at all stages of their life so they can take control of their financial future.

Understanding credit, creating effective budgeting and spending plans, and reducing debt are just some ways to create healthy financial living.

Take our Financial Education Quiz

Savings

Want to start saving money? It can be simple. Take a look at how you spend and change it. You can save thousands of dollars a year by just being more practical. Learn how to save money even when it seems like there isn’t any money left to spare.

Top 5 Money-Saving Tips

11 Steps To Saving Money In Tough Times

Budgeting

For many of us, budgeting is difficult to do. We struggle to make ends meet, but never seem to make enough progress to reach financial independence. This worksheet is designed to help you gain control of your finances and features an easy five-step system to create a budget that you can live with.

Track your daily expenses.
Use a small notebook to record everything you spend—to the penny. You may be surprised how much money is spent on coffee, cigarettes and snacks.
Create a budget and stick to it.
Trim your living expenses.
Pay attention to optional expenses you incur, such as cable television and eating out as they can really add up.
Consider a part-time or weekend job for a few months to catch up on your bills
Consider converting unused and excess assets to cash.
If you have valuables you’re not using, such as jewelry or electronics, you may want to sell them to pay off some of your debts. And pawnshops are a great place to get cash for items of value you aren't using.

Credit

Getting rid of negative credit report information and catching up on past due bills will raise your credit score some. To raise your score to a level high enough to get loan approval and better interest rates, you’ll have to rebuild your bad credit by proving that you can handle credit responsibly. Getting started might be difficult, but once you begin to build momentum, you’ll be coasting your way to a good credit score.