Holiday Notice
All loans approved on Nov 25 2009 will generally be funded on Nov 27 2009.
Rates & Terms for Wyoming
Loan Terms
- The maximum loan amount for Wyoming residents will be $1500.00.
- Your loan will be due on your next payday that falls between 14 to 28 days away.
- If you are paid by paper check, we will give you a grace period of 1 day to deposit your check.
- If you are paid monthly, your loan will be due on your next payday that falls between 14 to 28 days away.
- If your pay dates fall outside of these ranges, your loan will be due in 14 days.
Loan Repayment
In accordance with Wyoming law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.
Fee Schedule and APR
Your loan fees will be $20.00 per $100.00 borrowed per month. For loans of less than one month duration, the loan fee will be pro-rated based on the number of days in the month the loan was issued.
The fee schedule below is current for loans applied for on November 20, 2009. Due to prorating rules above the fees will vary slightly based on the month the loan is funded.
| $100 | $200 | $300 | $400 | $500 | $600 | $700 | $800 | $900 | $1000 | $1100 | $1200 | $1300 | $1400 | $1500 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Term In Days | APR | Finance Charge / APR | ||||||||||||||
| 14 | 243.25% | $9.33 | $18.67 | $28.00 | $37.33 | $46.67 | $56.00 | $65.33 | $74.67 | $84.00 | $93.33 | $102.67 | $112.00 | $121.33 | $130.67 | $140.00 |
| 15 | 243.33% | $10.00 | $20.00 | $30.00 | $40.00 | $50.00 | $60.00 | $70.00 | $80.00 | $90.00 | $100.00 | $110.00 | $120.00 | $130.00 | $140.00 | $150.00 |
| 16 | 243.41% | $10.67 | $21.33 | $32.00 | $42.67 | $53.33 | $64.00 | $74.67 | $85.33 | $96.00 | $106.67 | $117.33 | $128.00 | $138.67 | $149.33 | $160.00 |
| 17 | 243.26% | $11.33 | $22.67 | $34.00 | $45.33 | $56.67 | $68.00 | $79.33 | $90.67 | $102.00 | $113.33 | $124.67 | $136.00 | $147.33 | $158.67 | $170.00 |
| 18 | 243.33% | $12.00 | $24.00 | $36.00 | $48.00 | $60.00 | $72.00 | $84.00 | $96.00 | $108.00 | $120.00 | $132.00 | $144.00 | $156.00 | $168.00 | $180.00 |
| 19 | 243.4% | $12.67 | $25.33 | $38.00 | $50.67 | $63.33 | $76.00 | $88.67 | $101.33 | $114.00 | $126.67 | $139.33 | $152.00 | $164.67 | $177.33 | $190.00 |
| 20 | 243.27% | $13.33 | $26.67 | $40.00 | $53.33 | $66.67 | $80.00 | $93.33 | $106.67 | $120.00 | $133.33 | $146.67 | $160.00 | $173.33 | $186.67 | $200.00 |
| 21 | 243.33% | $14.00 | $28.00 | $42.00 | $56.00 | $70.00 | $84.00 | $98.00 | $112.00 | $126.00 | $140.00 | $154.00 | $168.00 | $182.00 | $196.00 | $210.00 |
| 22 | 243.39% | $14.67 | $29.33 | $44.00 | $58.67 | $73.33 | $88.00 | $102.67 | $117.33 | $132.00 | $146.67 | $161.33 | $176.00 | $190.67 | $205.33 | $220.00 |
| 23 | 243.28% | $15.33 | $30.67 | $46.00 | $61.33 | $76.67 | $92.00 | $107.33 | $122.67 | $138.00 | $153.33 | $168.67 | $184.00 | $199.33 | $214.67 | $230.00 |
| 24 | 243.33% | $16.00 | $32.00 | $48.00 | $64.00 | $80.00 | $96.00 | $112.00 | $128.00 | $144.00 | $160.00 | $176.00 | $192.00 | $208.00 | $224.00 | $240.00 |
| 25 | 243.38% | $16.67 | $33.33 | $50.00 | $66.67 | $83.33 | $100.00 | $116.67 | $133.33 | $150.00 | $166.67 | $183.33 | $200.00 | $216.67 | $233.33 | $250.00 |
| 26 | 243.29% | $17.33 | $34.67 | $52.00 | $69.33 | $86.67 | $104.00 | $121.33 | $138.67 | $156.00 | $173.33 | $190.67 | $208.00 | $225.33 | $242.67 | $260.00 |
| 27 | 243.33% | $18.00 | $36.00 | $54.00 | $72.00 | $90.00 | $108.00 | $126.00 | $144.00 | $162.00 | $180.00 | $198.00 | $216.00 | $234.00 | $252.00 | $270.00 |
| 28 | 243.38% | $18.67 | $37.33 | $56.00 | $74.67 | $93.33 | $112.00 | $130.67 | $149.33 | $168.00 | $186.67 | $205.33 | $224.00 | $242.67 | $261.33 | $280.00 |
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or complaints should be directed to your state's regulatory agency. Click here for contact information.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
