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The loan agreement will be governed by the applicable laws. Questions or complaints should be directed to your state's regulatory agency, available by clicking here.
If you cannot fully repay a payday loan when due, you have a right to enter into a payment plan requiring payment within a minimum of one hundred thirty days, in relatively equal installments, based upon your scheduled pay periods. If you enter into a payment plan, you will not have to pay an additional administrative fee or interest on the outstanding principal balance.
THE CHART BELOW REPRESENTS ILLUSTRATIVE EXAMPLES OF THE COST OF A LOAN TO THE BORROWER. IF YOU HAVE ANY QUESTIONS, OR WOULD LIKE MORE INFORMATION, PLEASE ASK. MAKE CERTAIN THE QUESTIONS THAT YOU ASK ARE ANSWERED. MAKE CERTAIN YOU UNDERSTAND THE TERMS AND COSTS OF YOUR LOAN.
The maximum loan amount for New Mexico residents will be 25% of gross monthly income or $1,500.00, whichever is less.
By New Mexico regulation, all New Mexico customers must have a pay stub on file with CashNetUSA when receiving a payday loan. Please fax or e-mail CashNetUSA your latest pay stub when applying to ensure quick processing of your loan. If you receive income by means other than an employer, please fax or e-mail other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to (866)326-5265 or via email to support@cashnetusa.com. As soon as we receive this, we will be able to complete your loan request.
In accordance with New Mexico law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.
Your loan fees will be $15.50 per $100 borrowed, plus a database administration fee of $0.50 per loan.
| $100 | $200 | $300 | $400 | $500 | $600 | $700 | $800 | $900 | $1000 | $1100 | $1200 | $1300 | $1400 | $1500 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Term In Days | Finance Charge / APR** | ||||||||||||||
| 14 | $16.00 417.14% | $31.50 410.63% | $47.00 408.45% | $62.50 407.37% | $78.00 406.71% | $93.50 406.28% | $109.00 405.97% | $124.50 405.74% | $140.00 405.56% | $155.50 405.41% | $171.00 405.29% | $186.50 405.19% | $202.00 405.11% | $217.50 405.04% | $233.00 404.98% |
| 15 | $16.00 389.33% | $31.50 383.25% | $47.00 381.22% | $62.50 380.21% | $78.00 379.6% | $93.50 379.19% | $109.00 378.9% | $124.50 378.69% | $140.00 378.52% | $155.50 378.38% | $171.00 378.27% | $186.50 378.18% | $202.00 378.1% | $217.50 378.04% | $233.00 377.98% |
| 16 | $16.00 365.0% | $31.50 359.3% | $47.00 357.4% | $62.50 356.45% | $78.00 355.88% | $93.50 355.49% | $109.00 355.22% | $124.50 355.02% | $140.00 354.86% | $155.50 354.73% | $171.00 354.63% | $186.50 354.54% | $202.00 354.47% | $217.50 354.41% | $233.00 354.35% |
| 17 | $16.00 343.53% | $31.50 338.16% | $47.00 336.37% | $62.50 335.48% | $78.00 334.94% | $93.50 334.58% | $109.00 334.33% | $124.50 334.14% | $140.00 333.99% | $155.50 333.87% | $171.00 333.77% | $186.50 333.69% | $202.00 333.62% | $217.50 333.56% | $233.00 333.51% |
| 18 | $16.00 324.44% | $31.50 319.37% | $47.00 317.69% | $62.50 316.84% | $78.00 316.33% | $93.50 316.0% | $109.00 315.75% | $124.50 315.57% | $140.00 315.43% | $155.50 315.32% | $171.00 315.23% | $186.50 315.15% | $202.00 315.09% | $217.50 315.03% | $233.00 314.98% |
| 19 | $16.00 307.37% | $31.50 302.57% | $47.00 300.96% | $62.50 300.16% | $78.00 299.68% | $93.50 299.36% | $109.00 299.14% | $124.50 298.96% | $140.00 298.83% | $155.50 298.72% | $171.00 298.64% | $186.50 298.56% | $202.00 298.5% | $217.50 298.45% | $233.00 298.4% |
| 20 | $16.00 292.0% | $31.50 287.44% | $47.00 285.92% | $62.50 285.16% | $78.00 284.7% | $93.50 284.4% | $109.00 284.18% | $124.50 284.02% | $140.00 283.89% | $155.50 283.79% | $171.00 283.7% | $186.50 283.64% | $202.00 283.58% | $217.50 283.53% | $233.00 283.48% |
| 21 | $16.00 278.1% | $31.50 273.75% | $47.00 272.3% | $62.50 271.58% | $78.00 271.14% | $93.50 270.85% | $109.00 270.65% | $124.50 270.49% | $140.00 270.37% | $155.50 270.27% | $171.00 270.19% | $186.50 270.13% | $202.00 270.07% | $217.50 270.03% | $233.00 269.98% |
| 22 | $16.00 265.45% | $31.50 261.31% | $47.00 259.92% | $62.50 259.23% | $78.00 258.82% | $93.50 258.54% | $109.00 258.34% | $124.50 258.2% | $140.00 258.08% | $155.50 257.99% | $171.00 257.91% | $186.50 257.85% | $202.00 257.8% | $217.50 257.75% | $233.00 257.71% |
| 23 | $16.00 253.91% | $31.50 249.95% | $47.00 248.62% | $62.50 247.96% | $78.00 247.57% | $93.50 247.3% | $109.00 247.11% | $124.50 246.97% | $140.00 246.86% | $155.50 246.77% | $171.00 246.7% | $186.50 246.64% | $202.00 246.59% | $217.50 246.55% | $233.00 246.51% |
| 24 | $16.00 243.33% | $31.50 239.53% | $47.00 238.26% | $62.50 237.63% | $78.00 237.25% | $93.50 237.0% | $109.00 236.82% | $124.50 236.68% | $140.00 236.57% | $155.50 236.49% | $171.00 236.42% | $186.50 236.36% | $202.00 236.31% | $217.50 236.27% | $233.00 236.24% |
| 25 | $16.00 233.6% | $31.50 229.95% | $47.00 228.73% | $62.50 228.13% | $78.00 227.76% | $93.50 227.52% | $109.00 227.34% | $124.50 227.21% | $140.00 227.11% | $155.50 227.03% | $171.00 226.96% | $186.50 226.91% | $202.00 226.86% | $217.50 226.82% | $233.00 226.79% |
| 26 | $16.00 224.62% | $31.50 221.11% | $47.00 219.94% | $62.50 219.35% | $78.00 219.0% | $93.50 218.77% | $109.00 218.6% | $124.50 218.47% | $140.00 218.38% | $155.50 218.3% | $171.00 218.23% | $186.50 218.18% | $202.00 218.14% | $217.50 218.1% | $233.00 218.06% |
| 27 | $16.00 216.3% | $31.50 212.92% | $47.00 211.79% | $62.50 211.23% | $78.00 210.89% | $93.50 210.66% | $109.00 210.5% | $124.50 210.38% | $140.00 210.29% | $155.50 210.21% | $171.00 210.15% | $186.50 210.1% | $202.00 210.06% | $217.50 210.02% | $233.00 209.99% |
| 28 | $16.00 208.57% | $31.50 205.31% | $47.00 204.23% | $62.50 203.68% | $78.00 203.36% | $93.50 203.14% | $109.00 202.98% | $124.50 202.87% | $140.00 202.78% | $155.50 202.71% | $171.00 202.65% | $186.50 202.6% | $202.00 202.55% | $217.50 202.52% | $233.00 202.49% |
| 29 | $16.00 201.38% | $31.50 198.23% | $47.00 197.18% | $62.50 196.66% | $78.00 196.34% | $93.50 196.14% | $109.00 195.99% | $124.50 195.87% | $140.00 195.79% | $155.50 195.72% | $171.00 195.66% | $186.50 195.61% | $202.00 195.57% | $217.50 195.54% | $233.00 195.51% |
| 30 | $16.00 194.67% | $31.50 191.63% | $47.00 190.61% | $62.50 190.1% | $78.00 189.8% | $93.50 189.6% | $109.00 189.45% | $124.50 189.34% | $140.00 189.26% | $155.50 189.19% | $171.00 189.14% | $186.50 189.09% | $202.00 189.05% | $217.50 189.02% | $233.00 188.99% |
| 31 | $16.00 188.39% | $31.50 185.44% | $47.00 184.46% | $62.50 183.97% | $78.00 183.68% | $93.50 183.48% | $109.00 183.34% | $124.50 183.24% | $140.00 183.15% | $155.50 183.09% | $171.00 183.04% | $186.50 182.99% | $202.00 182.95% | $217.50 182.92% | $233.00 182.89% |
| 32 | $16.00 182.5% | $31.50 179.65% | $47.00 178.7% | $62.50 178.22% | $78.00 177.94% | $93.50 177.75% | $109.00 177.61% | $124.50 177.51% | $140.00 177.43% | $155.50 177.37% | $171.00 177.32% | $186.50 177.27% | $202.00 177.24% | $217.50 177.2% | $233.00 177.18% |
| 33 | $16.00 176.97% | $31.50 174.2% | $47.00 173.28% | $62.50 172.82% | $78.00 172.55% | $93.50 172.36% | $109.00 172.23% | $124.50 172.13% | $140.00 172.05% | $155.50 171.99% | $171.00 171.94% | $186.50 171.9% | $202.00 171.86% | $217.50 171.83% | $233.00 171.81% |
| 34 | $16.00 171.76% | $31.50 169.08% | $47.00 168.19% | $62.50 167.74% | $78.00 167.47% | $93.50 167.29% | $109.00 167.16% | $124.50 167.07% | $140.00 166.99% | $155.50 166.93% | $171.00 166.89% | $186.50 166.84% | $202.00 166.81% | $217.50 166.78% | $233.00 166.75% |
| 35 | $16.00 166.86% | $31.50 164.25% | $47.00 163.38% | $62.50 162.95% | $78.00 162.69% | $93.50 162.51% | $109.00 162.39% | $124.50 162.29% | $140.00 162.22% | $155.50 162.16% | $171.00 162.12% | $186.50 162.08% | $202.00 162.04% | $217.50 162.02% | $233.00 161.99% |
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
CashNetUSA's affiliates only offer payday advance in those states where permitted by the state banking authority. More details are in the "About Us" page.
CashNetUSA is a registered trademark with the U.S. Patent and Trademark Office. (3,210,970) All rights reserved.
