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Rates and Terms > Alaska

Governing Law

The loan agreement will be governed by the applicable laws. Questions or complaints should be directed to your state's regulatory agency, available by clicking here.

Maximum Loan Amount

The maximum loan amount for Alaska residents will be $500.00.

Loan Terms

Extensions

You may extend your loan a maximum of 2 times by paying an additional fee before the full amount must be satisfied. After paying the original loan fee, you will be contracted for an additional loan, for which you will be charged an additional fee. For more information on Extensions, click here to visit our FAQ page. Extension, partial payment, and early payoff requests must be received at least 2 business days prior to your due date. You can request these updates to your loan by logging into your member account.

Fees and Charges

Your loan fees will be a flat, non-refundable fee of $5.00 per loan, plus $15.00 per $100 borrowed.

Fees Schedule and APR

Term In Days

  14 30 32 33 34 35
Loan Amount Finance Charge / APR
$100$20.0
521.43%
$20.00
243.33%
$20.00
228.13%
$20.00
221.21%
$20.00
214.71%
$20.00
208.57%
$200$35.0
456.25%
$35.00
212.92%
$35.00
199.61%
$35.00
193.56%
$35.00
187.87%
$35.00
182.5%
$300$50.0
434.52%
$50.00
202.78%
$50.00
190.1%
$50.00
184.34%
$50.00
178.92%
$50.00
173.81%
$400$65.0
423.66%
$65.00
197.71%
$65.00
185.35%
$65.00
179.73%
$65.00
174.45%
$65.00
169.46%
$500$80.0
417.14%
$80.00
194.67%
$80.00
182.5%
$80.00
176.97%
$80.00
171.76%
$80.00
166.86%

License or Registration

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Image: CFSA: Community Financial Services Association of America.