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If you need fast cash with no credit, you may be feeling like you’ve run out of options. You’ve been down to your local bank and been rejected for a loan, even after you spent hours filling out all of that paperwork. It’s not like you have bad credit — you just don’t have much of a credit history at all. One of the biggest mistakes that our generation has made is not using credit responsibly early and often as soon as we are of legal age. Our parents and other advisors have told us all about the dangers of credit and scared us off from using credit cards or taking out loans. Why didn’t they take the time to tell us about any of the benefits? Now you have no credit and need fast cash. Aren’t there any lenders who offer no credit check to get fast cash?
Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++
Since CashNetUSA does not perform traditional credit checks, you may be eligible for a loan even with less-than-perfect credit!† If you have bad credit but need fast cash, unfortunately we cannot help. We do understand that no one is perfect and everyone makes small mistakes with their credit along the way. That’s why perfect credit is not required† to get loans from CashNetUSA. CashNetUSA cannot help you to improve your bad credit or help you to build credit if you have none. There are plenty of other financially sound ways that can help you build credit. Our services are to help you when you have a financial emergency that you need to cover between paydays. Apply online for payday loans from CashNetUSA today!
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.