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If you’ve ever known someone who switched from borrowing money from a pawnshop or local lender to CashNetUSA to help get them through their financial emergencies, you’ve already heard a variety of reasons why you should choose CashNetUSA the next time you need a fast cash loan. The advantages of fast cash loans from CashNetUSA over other types of loans from traditional, and even other online lenders include everything from the speed of deposit to the rate for fast cash loans, and even the fast cash payment options. Borrowers are able to get the cash that they need quickly and easily from the comfort of their own home or office without ever having to travel or fill out excessive paperwork.
Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++
The advantages of CashNetUSA over banks and other brick and mortar lenders are obvious. The convenience of being able to get the cash you need quickly from your own home or office makes going to a lender’s office to fill out paperwork seem like a very out of date practice.
How does CashNetUSA stack up against other online lenders? There are many online lenders out there who claim to offer cheap fast cash loans or low cost fast cash loans. What exactly makes a fast cash loan cheap? While rates and fees may vary, there really is no such thing as a cheap loan, and no such thing as low cost fast cash. CashNetUSA doesn’t make any claims that we cannot back up. We aren’t going to trick you by offering things that sound “cheaper” or promise that you are getting something that you are not. We are upfront about the cost of our loans and the benefits they provide. See Rates & Terms for information on how much a loan will cost you depending on your state of residence.
With CashNetUSA, you can get fast cash deposited into your bank account quickly and easily. It’s faster and easier than a bank loan and a more trustworthy option than going through an unlicensed lender. Apply online today for cash by the next business day.*
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.