Tarifas y Términos para Texas
Credit Access Business
CashNetUSA will not be the lender for loans received at this site. CashNetUSA is a Credit Access Business. We will attempt to arrange a loan between you and a third party lender and service that loan once it is issued. Any questions, service issues or complaints about your loan will be addressed by CashNetUSA and not the lender.
Términos del préstamo
- El monto máximo del préstamo para residentes de Texas es de $1800.00.
- El préstamo se vence el siguiente día de cobro de salario que tenga lugar entre 8 y 35 días después del préstamo.
- Si le pagan en cheque impreso, le otorgamos un período de gracia de 1 día para que deposite su cheque.
- Si le pagan una vez al mes, el préstamo se vence al siguiente día de cobro de salario que tenga lugar entre 8 y 35 días después del préstamo.
- Si sus fechas de cobro están fuera de este período, el préstamo se vencerá en 14 días.
- Tiene el derecho a rescindir su préstamo dentro de los días 3 de la firma de los contratos de préstamo. Para acceder a los formularios de cancelación, haga clic aquí.
Reembolso del Préstamo
Tiene la opción de extender el pago del préstamo un máximo de 4 veces. On your loan due date, you will be charged only your Credit Access Fee and lender interest. The principal will be rolled over into a new loan contract and CAB agreement. This new loan will carry with it additional interest and Credit Access Fees. Las solicitudes de extensión, pago parcial y de pago anticipado se deben recibir al menos 2 días hábiles antes de la fecha de vencimiento del préstamo. Puede solicitor estos cambios iniciando sesión en su cuenta principal o llamando a nuestro equipo de servicio al cliente. Para obtener más información sobre las extensiones del plazo, visite nuestra página de PREGUNTAS FRECUENTES.
Tabla de Tarifas y Tasa de Porcentaje Anual (APR)
Your Credit Access Business fee will be $25.00 per $100.00 borrowed. You will also be charged interest by your lender of 10.00% APR on loan principal and CAB fees. Click aquí to find fee schedules for three common loan amounts offered to our customers.
Consumer Disclosure Form
These three links leads to disclosures, required by the state of Texas for all residents applying for a CAB loan or an extension, which outline the total costs associated with these types of loans of different amounts.
Consumer Credit Notice
This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800) 538-1579, consumer.complaints@occc.state.tx.us, www.occc.state.tx.us.
An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
