Holiday Notice
Debido al próximo feriado bancario, todas las solicitudes para realizar cambios para préstamos con vencimiento sep 07 2010 deben ser receptadas hasta las 3:00 p.m., hora estándar central, del sep 02 2010.
Todos los préstamos aprobados el sep 03 2010 se acreditarán el sep 07 2010.
Todos los préstamos aprobados el sep 03 2010 se acreditarán el sep 07 2010.
Tarifas y Términos para Rhode Island
Términos del préstamo
- El monto máximo del préstamo para residentes de Rhode Island es de 25% del ingreso bruto mensual o $$1500.00. Será aplicable el menor de estos montos.
- El préstamo se vence el siguiente día de cobro de salario que tenga lugar entre 8 y 35 días después del préstamo.
- Si le pagan en cheque impreso, le otorgamos un período de gracia de 1 día para que deposite su cheque.
- Si le pagan una vez al mes, el préstamo se vence al siguiente día de cobro de salario que tenga lugar entre 8 y 35 días después del préstamo.
- Si sus fechas de cobro están fuera de este período, el préstamo se vencerá en 14 días.
Reembolso del Préstamo
Si recibe su salario semanalmente, quincenalmente, o dos veces por mes,tiene la opción de extender el pago del préstamo un máximo de 3 veces.Si recibe su salario una vez al mes,tiene la opción de extender el pago del préstamo un máximo de 1 vez pagando.En la fecha de vencimiento del préstamo, se le cobrará la tarifa del préstamo y el monto principal se rotará a un nuevo contrato de préstamo. Este nuevo préstamo comportará un cargo adicional.Las solicitudes de extensión, pago parcial y de pago anticipado se deben recibir al menos 2 días hábiles antes de la fecha de vencimiento del préstamo. Puede solicitor estos cambios iniciando sesión en su cuenta principal o llamando a nuestro equipo de servicio al cliente. Para obtener más información sobre las extensiones del plazo, visite nuestra página de PREGUNTAS FRECUENTES.
Tabla de Tarifas y Tasa de Porcentaje Anual (APR)
La tarifa aplicable a su préstamo será de $25.00 por cada $100 prestados.
| $100 | $200 | $300 | $400 | $500 | $600 | $700 | $800 | $900 | $1000 | $1100 | $1200 | $1300 | $1400 | $1500 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Plazos en días | APR | Cargo de financiamiento / APR | ||||||||||||||
| 8 | 1140.63% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 9 | 1013.89% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 10 | 912.5% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 11 | 829.55% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 12 | 760.42% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 13 | 701.92% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 14 | 651.79% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 15 | 608.33% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 16 | 570.31% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 17 | 536.76% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 18 | 506.94% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 19 | 480.26% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 20 | 456.25% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 21 | 434.52% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 22 | 414.77% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 23 | 396.74% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 24 | 380.21% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 25 | 365.0% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 26 | 350.96% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 27 | 337.96% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 28 | 325.89% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 29 | 314.66% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 30 | 304.17% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 31 | 294.35% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 32 | 285.16% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 33 | 276.52% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 34 | 268.38% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 35 | 260.71% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
Ley Gobernante
El acuerdo de préstamo se regirá por las leyes del estado de Nevada. Las preguntas o reclamos deben ser dirigidos a la agencia de reglamentación de su estado. Haga clic aquí para ver la información de contacto.
Notificación para el cliente: Los anticipos sobre salario se deben utilizar sólo para necesidades financieras a corto plazo y no como solución financiera a largo plazo. Los clientes que tengan problemas de crédito deben buscar asesoría de crédito.
