Holiday Notice
Todos los préstamos aprobados el noviembre 26, 2008 se acreditarán el noviembre 28, 2008.
Rates and terms for Rhode Island
Términos del préstamo
- El monto máximo del préstamo para residentes del Estado de Rhode Island será de un 25% del ingreso bruto mensual o $$1500.00. Será aplicable el menor de estos montos.
- El préstamo se vence el siguiente día de cobro de salario que tenga lugar entre 8 y 35 días después del préstamo.
- Si le pagan en cheque impreso, le otorgamos un período de gracia de 1 día para que deposite su cheque.
- Si le pagan una vez al mes, el préstamo se vence al siguiente día de cobro de salario que tenga lugar entre 8 y 35 días después del préstamo.
- Si sus fechas de cobro están fuera de este período, el préstamo se vencerá a los 14 días.
Loan repayment
Si recibe su salario semanalmente, quincenalmente, o dos veces por mes, puede postergar el reembolso del préstamo solo una 3 veces pagando una tarifa adicional antes de pagar el monto total del préstamo. Si recibe su salario una vez al mes, puede postergar el reembolso del préstamo solo una 1 vez pagando una tarifa adicional antes de pagar el monto total del préstamo. Después de pagar la tarifa original del préstamo, se le dará otro acuerdo por un préstamo adicional, por el cual se le cobrará una tarifa adicional. Las solicitudes de extensión, pago parcial y pago total anticipado se deben recibir al menos 2 días hábiles antes de su fecha de vencimiento. Puede solicitar las actualizaciones de su préstamo ingresando al sistema de su cuenta como miembro.Para obtener más información sobre las extensiones del plazo, haga clic aquí para visitar nuestra página de PREGUNTAS FRECUENTES.
Fee schedule and apr
La tarifa aplicable a su préstamo será $$25.00 por cada $100 prestados.
| $100 | $200 | $300 | $400 | $500 | $600 | $700 | $800 | $900 | $1000 | $1100 | $1200 | $1300 | $1400 | $1500 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Plazos en días | abr** | Cargo financiero / APR** | ||||||||||||||
| 8 | 1140.63% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 9 | 1013.89% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 10 | 912.5% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 11 | 829.55% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 12 | 760.42% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 13 | 701.92% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 14 | 651.79% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 15 | 608.33% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 16 | 570.31% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 17 | 536.76% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 18 | 506.94% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 19 | 480.26% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 20 | 456.25% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 21 | 434.52% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 22 | 414.77% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 23 | 396.74% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 24 | 380.21% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 25 | 365.0% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 26 | 350.96% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 27 | 337.96% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 28 | 325.89% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 29 | 314.66% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 30 | 304.17% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 31 | 294.35% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 32 | 285.16% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 33 | 276.52% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 34 | 268.38% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 35 | 260.71% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
Ley gobernante
El acuerdo de préstamo se regirá por las leyes aplicables. Las preguntas o reclamos deben dirigirse a la agencia de reglamentación de su estado, que encontrará al hacer clic aquí.
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