Holiday Notice
Debido al próximo feriado bancario, todas las solicitudes para realizar cambios para préstamos con vencimiento septiembre 02, 2008 deben ser receptadas hasta las 3:00 p.m., hora estándar central, del agosto 28, 2008.
Todos los préstamos aprobados el agosto 29, 2008 se acreditarán el septiembre 02, 2008.
Todos los préstamos aprobados el agosto 29, 2008 se acreditarán el septiembre 02, 2008.
Rates and terms for Nueva Mexico
Licencia o registro
Términos del préstamo
- El préstamo se vence el siguiente día de cobro de salario que tenga lugar entre 14 y 35 días después del préstamo.
- Si le pagan en cheque impreso, le otorgamos un período de gracia de 1 día para que deposite su cheque.
- Si le pagan una vez al mes, el préstamo se vence al siguiente día de cobro de salario que tenga lugar entre 14 y 35 días después del préstamo.
- Si sus fechas de cobro están fuera de este período, el préstamo se vencerá a los 14 días.
Monto máximo del préstamo
El monto máximo del préstamo para residentes del Estado de Nueva Mexico será de un 25% del ingreso bruto mensualo $1,500.00. Será aplicable el menor de estos montos.
Fax del talón de pago
De acuerdo al reglamento del estado de Nueva Mexico, sus residentes deben de tener un talón de pago en el archivo de CashNetUSA cuando reciban un préstamo de día de pago. Sírvase envíe por fax o por correo electrónico su último talón de pago cuando realice la solicitud para asegurar un proceso rápido del préstamo. Si recibe ingresos por otros medios que no sean por su empleador, envíe por fax o por correo electrónico otra prueba de sus pagos de seguro social, discapacidad, mantenimiento de hijos o pensión alimenticia.
Extensiones del plazo
De acuerdo con la ley de Nueva Mexico, su préstamo se debe pagar por completo en la fecha de vencimiento. Las solicitudes de pago total anticipado se deben recibir al menos 2 días hábiles antes de su fecha de vencimiento.
Tarifas y cargos
La tarifa aplicable a su préstamo será $15.50 por cada $100 prestados, además de una administración de bases de datos de pago de $0.50 por préstamo.
Tabla de tarifas y tasa de porcentaje anual (APR)
| $100 | $200 | $300 | $400 | $500 | $600 | $700 | $800 | $900 | $1000 | $1100 | $1200 | $1300 | $1400 | $1500 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Plazos en días | Cargo financiero / APR** | ||||||||||||||
| 14 | $16.00 417.14% | $31.50 410.63% | $47.00 408.45% | $62.50 407.37% | $78.00 406.71% | $93.50 406.28% | $109.00 405.97% | $124.50 405.74% | $140.00 405.56% | $155.50 405.41% | $171.00 405.29% | $186.50 405.19% | $202.00 405.11% | $217.50 405.04% | $233.00 404.98% |
| 15 | $16.00 389.33% | $31.50 383.25% | $47.00 381.22% | $62.50 380.21% | $78.00 379.6% | $93.50 379.19% | $109.00 378.9% | $124.50 378.69% | $140.00 378.52% | $155.50 378.38% | $171.00 378.27% | $186.50 378.18% | $202.00 378.1% | $217.50 378.04% | $233.00 377.98% |
| 16 | $16.00 365.0% | $31.50 359.3% | $47.00 357.4% | $62.50 356.45% | $78.00 355.88% | $93.50 355.49% | $109.00 355.22% | $124.50 355.02% | $140.00 354.86% | $155.50 354.73% | $171.00 354.63% | $186.50 354.54% | $202.00 354.47% | $217.50 354.41% | $233.00 354.35% |
| 17 | $16.00 343.53% | $31.50 338.16% | $47.00 336.37% | $62.50 335.48% | $78.00 334.94% | $93.50 334.58% | $109.00 334.33% | $124.50 334.14% | $140.00 333.99% | $155.50 333.87% | $171.00 333.77% | $186.50 333.69% | $202.00 333.62% | $217.50 333.56% | $233.00 333.51% |
| 18 | $16.00 324.44% | $31.50 319.37% | $47.00 317.69% | $62.50 316.84% | $78.00 316.33% | $93.50 316.0% | $109.00 315.75% | $124.50 315.57% | $140.00 315.43% | $155.50 315.32% | $171.00 315.23% | $186.50 315.15% | $202.00 315.09% | $217.50 315.03% | $233.00 314.98% |
| 19 | $16.00 307.37% | $31.50 302.57% | $47.00 300.96% | $62.50 300.16% | $78.00 299.68% | $93.50 299.36% | $109.00 299.14% | $124.50 298.96% | $140.00 298.83% | $155.50 298.72% | $171.00 298.64% | $186.50 298.56% | $202.00 298.5% | $217.50 298.45% | $233.00 298.4% |
| 20 | $16.00 292.0% | $31.50 287.44% | $47.00 285.92% | $62.50 285.16% | $78.00 284.7% | $93.50 284.4% | $109.00 284.18% | $124.50 284.02% | $140.00 283.89% | $155.50 283.79% | $171.00 283.7% | $186.50 283.64% | $202.00 283.58% | $217.50 283.53% | $233.00 283.48% |
| 21 | $16.00 278.1% | $31.50 273.75% | $47.00 272.3% | $62.50 271.58% | $78.00 271.14% | $93.50 270.85% | $109.00 270.65% | $124.50 270.49% | $140.00 270.37% | $155.50 270.27% | $171.00 270.19% | $186.50 270.13% | $202.00 270.07% | $217.50 270.03% | $233.00 269.98% |
| 22 | $16.00 265.45% | $31.50 261.31% | $47.00 259.92% | $62.50 259.23% | $78.00 258.82% | $93.50 258.54% | $109.00 258.34% | $124.50 258.2% | $140.00 258.08% | $155.50 257.99% | $171.00 257.91% | $186.50 257.85% | $202.00 257.8% | $217.50 257.75% | $233.00 257.71% |
| 23 | $16.00 253.91% | $31.50 249.95% | $47.00 248.62% | $62.50 247.96% | $78.00 247.57% | $93.50 247.3% | $109.00 247.11% | $124.50 246.97% | $140.00 246.86% | $155.50 246.77% | $171.00 246.7% | $186.50 246.64% | $202.00 246.59% | $217.50 246.55% | $233.00 246.51% |
| 24 | $16.00 243.33% | $31.50 239.53% | $47.00 238.26% | $62.50 237.63% | $78.00 237.25% | $93.50 237.0% | $109.00 236.82% | $124.50 236.68% | $140.00 236.57% | $155.50 236.49% | $171.00 236.42% | $186.50 236.36% | $202.00 236.31% | $217.50 236.27% | $233.00 236.24% |
| 25 | $16.00 233.6% | $31.50 229.95% | $47.00 228.73% | $62.50 228.13% | $78.00 227.76% | $93.50 227.52% | $109.00 227.34% | $124.50 227.21% | $140.00 227.11% | $155.50 227.03% | $171.00 226.96% | $186.50 226.91% | $202.00 226.86% | $217.50 226.82% | $233.00 226.79% |
| 26 | $16.00 224.62% | $31.50 221.11% | $47.00 219.94% | $62.50 219.35% | $78.00 219.0% | $93.50 218.77% | $109.00 218.6% | $124.50 218.47% | $140.00 218.38% | $155.50 218.3% | $171.00 218.23% | $186.50 218.18% | $202.00 218.14% | $217.50 218.1% | $233.00 218.06% |
| 27 | $16.00 216.3% | $31.50 212.92% | $47.00 211.79% | $62.50 211.23% | $78.00 210.89% | $93.50 210.66% | $109.00 210.5% | $124.50 210.38% | $140.00 210.29% | $155.50 210.21% | $171.00 210.15% | $186.50 210.1% | $202.00 210.06% | $217.50 210.02% | $233.00 209.99% |
| 28 | $16.00 208.57% | $31.50 205.31% | $47.00 204.23% | $62.50 203.68% | $78.00 203.36% | $93.50 203.14% | $109.00 202.98% | $124.50 202.87% | $140.00 202.78% | $155.50 202.71% | $171.00 202.65% | $186.50 202.6% | $202.00 202.55% | $217.50 202.52% | $233.00 202.49% |
| 29 | $16.00 201.38% | $31.50 198.23% | $47.00 197.18% | $62.50 196.66% | $78.00 196.34% | $93.50 196.14% | $109.00 195.99% | $124.50 195.87% | $140.00 195.79% | $155.50 195.72% | $171.00 195.66% | $186.50 195.61% | $202.00 195.57% | $217.50 195.54% | $233.00 195.51% |
| 30 | $16.00 194.67% | $31.50 191.63% | $47.00 190.61% | $62.50 190.1% | $78.00 189.8% | $93.50 189.6% | $109.00 189.45% | $124.50 189.34% | $140.00 189.26% | $155.50 189.19% | $171.00 189.14% | $186.50 189.09% | $202.00 189.05% | $217.50 189.02% | $233.00 188.99% |
| 31 | $16.00 188.39% | $31.50 185.44% | $47.00 184.46% | $62.50 183.97% | $78.00 183.68% | $93.50 183.48% | $109.00 183.34% | $124.50 183.24% | $140.00 183.15% | $155.50 183.09% | $171.00 183.04% | $186.50 182.99% | $202.00 182.95% | $217.50 182.92% | $233.00 182.89% |
| 32 | $16.00 182.5% | $31.50 179.65% | $47.00 178.7% | $62.50 178.22% | $78.00 177.94% | $93.50 177.75% | $109.00 177.61% | $124.50 177.51% | $140.00 177.43% | $155.50 177.37% | $171.00 177.32% | $186.50 177.27% | $202.00 177.24% | $217.50 177.2% | $233.00 177.18% |
| 33 | $16.00 176.97% | $31.50 174.2% | $47.00 173.28% | $62.50 172.82% | $78.00 172.55% | $93.50 172.36% | $109.00 172.23% | $124.50 172.13% | $140.00 172.05% | $155.50 171.99% | $171.00 171.94% | $186.50 171.9% | $202.00 171.86% | $217.50 171.83% | $233.00 171.81% |
| 34 | $16.00 171.76% | $31.50 169.08% | $47.00 168.19% | $62.50 167.74% | $78.00 167.47% | $93.50 167.29% | $109.00 167.16% | $124.50 167.07% | $140.00 166.99% | $155.50 166.93% | $171.00 166.89% | $186.50 166.84% | $202.00 166.81% | $217.50 166.78% | $233.00 166.75% |
| 35 | $16.00 166.86% | $31.50 164.25% | $47.00 163.38% | $62.50 162.95% | $78.00 162.69% | $93.50 162.51% | $109.00 162.39% | $124.50 162.29% | $140.00 162.22% | $155.50 162.16% | $171.00 162.12% | $186.50 162.08% | $202.00 162.04% | $217.50 162.02% | $233.00 161.99% |
Ley gobernante
El acuerdo de préstamo se regirá por las leyes aplicables.
Las preguntas o reclamos deben dirigirse a la agencia de reglamentación de su estado, que encontrará al hacer clic aquí.
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