Holiday Notice
Todos los préstamos aprobados el agosto 29, 2008 se acreditarán el septiembre 02, 2008.
Rates and terms for Minnesota
Términos del préstamo
- El préstamo se vence el siguiente día de cobro de salario que tenga lugar entre 8 y 35 días después del préstamo.
- Si le pagan en cheque impreso, le otorgamos un período de gracia de 1 día para que deposite su cheque.
- Si le pagan una vez al mes, el préstamo se vence al siguiente día de cobro de salario que tenga lugar entre 8 y 35 días después del préstamo.
- Si sus fechas de cobro están fuera de este período, el préstamo se vencerá a los 14 días.
Monto máximo del préstamo
El monto máximo del préstamo para residentes del Estado de Minnesota será de un 25% del ingreso bruto mensualo $1,500.00. Será aplicable el menor de estos montos.
Extensiones del plazo
Si recibe su salario semanalmente, quincenalmente, o dos veces por mes, puede postergar el reembolso del préstamo solo una 3 veces pagando una tarifa adicional antes de pagar el monto total del préstamo. Si recibe su salario una vez al mes, puede postergar el reembolso del préstamo solo una 1 vez pagando una tarifa adicional antes de pagar el monto total del préstamo. Después de pagar la tarifa original del préstamo, se le dará otro acuerdo por un préstamo adicional, por el cual se le cobrará una tarifa adicional. Para obtener más información sobre las extensiones del plazo, haga clic aquí para visitar nuestra página de PREGUNTAS FRECUENTES. Las solicitudes de extensión, pago parcial y pago total anticipado se deben recibir al menos 2 días hábiles antes de su fecha de vencimiento. Puede solicitar las actualizaciones de su préstamo ingresando al sistema de su cuenta como miembro.
Fees Schedule and APR
| $100 | $200 | $300 | $400 | $500 | $600 | $700 | $800 | $900 | $1000 | $1100 | $1200 | $1300 | $1400 | $1500 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Term In Days | Apr** | Finance Charge / APR** | ||||||||||||||
| 8 | 1140.63% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 9 | 1013.89% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 10 | 912.5% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 11 | 829.55% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 12 | 760.42% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 13 | 701.92% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 14 | 651.79% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 15 | 608.33% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 16 | 570.31% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 17 | 536.76% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 18 | 506.94% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 19 | 480.26% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 20 | 456.25% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 21 | 434.52% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 22 | 414.77% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 23 | 396.74% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 24 | 380.21% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 25 | 365.0% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 26 | 350.96% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 27 | 337.96% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 28 | 325.89% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 29 | 314.66% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 30 | 304.17% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 31 | 294.35% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 32 | 285.16% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 33 | 276.52% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 34 | 268.38% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
| 35 | 260.71% | $25.00 | $50.00 | $75.00 | $100.00 | $125.00 | $150.00 | $175.00 | $200.00 | $225.00 | $250.00 | $275.00 | $300.00 | $325.00 | $350.00 | $375.00 |
Ley gobernante
El acuerdo de préstamo se regirá por las leyes aplicables.
Las preguntas o reclamos deben dirigirse a la agencia de reglamentación de su estado, que encontrará al hacer clic aquí.
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