Tarifas y Términos para Minnesota
All loans issued after 08/01/2009 will follow Minnesota Consumer Small Loan Lender law and be covered by the terms below. These terms are different than for loans issued prior to this date. If you have any questions on the new terms, please contact our call center for more information.
Términos del préstamo
- El préstamo se vence el siguiente día de cobro de salario que tenga lugar entre 8 y 30 días después del préstamo.
- Si le pagan en cheque impreso, le otorgamos un período de gracia de 1 día para que deposite su cheque.
- Si le pagan una vez al mes, el préstamo se vence al siguiente día de cobro de salario que tenga lugar entre 8 y 30 días después del préstamo.
- Si sus fechas de cobro están fuera de este período, el préstamo se vencerá en 14 días.
Monto máximo del préstamo
El monto máximo del préstamo para residentes de Minnesota es de $350.00.
Extensiones del plazo
In accordance with Minnesota law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.
Fees Schedule and APR
Your loan fees are disclosed in the chart below. All fees and interest charges are combined in the Annual Percentage Rates displayed.
Consumer Notice Required by the State of Minnesota
These loan charges are higher than otherwise permitted under Minnesota law. Minnesota law permits these higher charges only because short-term small loans might otherwise not be available to consumers. If you have another source of a loan, you may be able to benefit from a lower interest rate and other loan charges.
| Plazos en días | $100.00 | $150.00 | $200.00 | $250.00 | $300.00 | $350.00 |
|---|---|---|---|---|---|---|
| 10 | $5.00 Administrative Fee + $10.00 Percentage Fee Total Finance Charge = $15.00 APR = 547.50% | $5.00 Administrative Fee + $10.50 Percentage Fee Total Finance Charge = $15.50 APR = 377.17% | $5.00 Administrative Fee + $14.00 Percentage Fee Total Finance Charge = $19.00 APR = 346.75% | $5.00 Administrative Fee + $17.50 Percentage Fee Total Finance Charge = $22.50 APR = 328.50% | $5.00 Administrative Fee + $18.00 Percentage Fee Total Finance Charge = $23.00 APR = 279.83% | $5.00 Administrative Fee + $21.00 Percentage Fee Total Finance Charge = $26.00 APR = 271.14% |
| 14 | $5.00 Administrative Fee + $10.00 Percentage Fee Total Finance Charge = $15.00 APR = 391.07% | $5.00 Administrative Fee + $10.50 Percentage Fee Total Finance Charge = $15.50 APR = 269.40% | $5.00 Administrative Fee + $14.00 Percentage Fee Total Finance Charge = $19.00 APR = 247.68% | $5.00 Administrative Fee + $17.50 Percentage Fee Total Finance Charge = $22.50 APR = 234.64% | $5.00 Administrative Fee + $18.00 Percentage Fee Total Finance Charge = $23.00 APR = 199.88% | $5.00 Administrative Fee + $21.00 Percentage Fee Total Finance Charge = $26.00 APR = 193.67% |
| 30 | $5.00 Administrative Fee + $10.00 Percentage Fee Total Finance Charge = $15.00 APR = 182.50% | $5.00 Administrative Fee + $10.50 Percentage Fee Total Finance Charge = $15.50 APR = 125.72% | $5.00 Administrative Fee + $14.00 Percentage Fee Total Finance Charge = $19.00 APR = 115.58% | $5.00 Administrative Fee + $17.50 Percentage Fee Total Finance Charge = $22.50 APR = 109.50% | $5.00 Administrative Fee + $18.00 Percentage Fee Total Finance Charge = $23.00 APR = 93.28% | $5.00 Administrative Fee + $21.00 Percentage Fee Total Finance Charge = $26.00 APR = 90.38% |
