Holiday Notice
Debido al próximo feriado bancario, todas las solicitudes para realizar cambios para préstamos con vencimiento septiembre 02, 2008 deben ser receptadas hasta las 3:00 p.m., hora estándar central, del agosto 28, 2008.
Todos los préstamos aprobados el agosto 29, 2008 se acreditarán el septiembre 02, 2008.
Todos los préstamos aprobados el agosto 29, 2008 se acreditarán el septiembre 02, 2008.
Rates and terms for Michigan
Licencia o registro
Términos del préstamo
- El préstamo se vence el siguiente día de cobro de salario que tenga lugar entre 8 y 31 días después del préstamo.
- Si le pagan en cheque impreso, le otorgamos un período de gracia de 1 día para que deposite su cheque.
- Si le pagan una vez al mes, el préstamo se vence al siguiente día de cobro de salario que tenga lugar entre 8 y 31 días después del préstamo.
- Si sus fechas de cobro están fuera de este período, el préstamo se vencerá a los 14 días.
Monto máximo del préstamo
El monto máximo del préstamo para residentes del Estado de Michigan será de un $600.00.
Extensiones del plazo
De acuerdo con la ley de Michigan, su préstamo se debe pagar por completo en la fecha de vencimiento. Las solicitudes de pago total anticipado se deben recibir al menos 2 días hábiles antes de su fecha de vencimiento.
Tarifas y cargos
La tarifa aplicable a su préstamo será un cargo sin interés, no reembolsable de $0.45 por préstamo, más $15.00 por cada $100 prestados por los primeros $100 prestados $14.00 por cada $101.00 para hasta $200.00, $13.00 por cada $201.00 para hasta $300.00, $12.00 por cada $301.00 para hasta $400.00, y $11.00 por cada $100 adicionales prestados.
Fees Schedule and APR
| $100 | $150 | $200 | $250 | $300 | $350 | $400 | $450 | $500 | $550 | $600 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Term In Days | Finance Charge / APR** | ||||||||||
| 8 | $15.45 704.91% | $22.45 682.85% | $29.45 671.83% | $35.95 656.09% | $42.45 645.59% | $48.45 631.58% | $54.45 621.07% | $59.95 607.83% | $65.45 597.23% | $70.95 588.56% | $76.45 581.34% |
| 9 | $15.45 626.58% | $22.45 606.98% | $29.45 597.18% | $35.95 583.19% | $42.45 573.86% | $48.45 561.4% | $54.45 552.06% | $59.95 540.29% | $65.45 530.87% | $70.95 523.17% | $76.45 516.75% |
| 10 | $15.45 563.93% | $22.45 546.28% | $29.45 537.46% | $35.95 524.87% | $42.45 516.47% | $48.45 505.26% | $54.45 496.86% | $59.95 486.26% | $65.45 477.79% | $70.95 470.85% | $76.45 465.07% |
| 11 | $15.45 512.66% | $22.45 496.62% | $29.45 488.6% | $35.95 477.15% | $42.45 469.52% | $48.45 459.33% | $54.45 451.69% | $59.95 442.06% | $65.45 434.35% | $70.95 428.05% | $76.45 422.79% |
| 12 | $15.45 469.94% | $22.45 455.24% | $29.45 447.89% | $35.95 437.39% | $42.45 430.4% | $48.45 421.05% | $54.45 414.05% | $59.95 405.22% | $65.45 398.15% | $70.95 392.38% | $76.45 387.56% |
| 13 | $15.45 433.79% | $22.45 420.22% | $29.45 413.43% | $35.95 403.75% | $42.45 397.29% | $48.45 388.66% | $54.45 382.2% | $59.95 374.05% | $65.45 367.53% | $70.95 362.19% | $76.45 357.75% |
| 14 | $15.45 402.8% | $22.45 390.2% | $29.45 383.9% | $35.95 374.91% | $42.45 368.91% | $48.45 360.9% | $54.45 354.9% | $59.95 347.33% | $65.45 341.28% | $70.95 336.32% | $76.45 332.19% |
| 15 | $15.45 375.95% | $22.45 364.19% | $29.45 358.31% | $35.95 349.91% | $42.45 344.32% | $48.45 336.84% | $54.45 331.24% | $59.95 324.17% | $65.45 318.52% | $70.95 313.9% | $76.45 310.05% |
| 16 | $15.45 352.45% | $22.45 341.43% | $29.45 335.91% | $35.95 328.04% | $42.45 322.8% | $48.45 315.79% | $54.45 310.54% | $59.95 303.91% | $65.45 298.62% | $70.95 294.28% | $76.45 290.67% |
| 17 | $15.45 331.72% | $22.45 321.34% | $29.45 316.15% | $35.95 308.75% | $42.45 303.81% | $48.45 297.21% | $54.45 292.27% | $59.95 286.04% | $65.45 281.05% | $70.95 276.97% | $76.45 273.57% |
| 18 | $15.45 313.29% | $22.45 303.49% | $29.45 298.59% | $35.95 291.59% | $42.45 286.93% | $48.45 280.7% | $54.45 276.03% | $59.95 270.15% | $65.45 265.44% | $70.95 261.58% | $76.45 258.37% |
| 19 | $15.45 296.8% | $22.45 287.52% | $29.45 282.87% | $35.95 276.25% | $42.45 271.83% | $48.45 265.93% | $54.45 261.5% | $59.95 255.93% | $65.45 251.47% | $70.95 247.82% | $76.45 244.77% |
| 20 | $15.45 281.96% | $22.45 273.14% | $29.45 268.73% | $35.95 262.43% | $42.45 258.24% | $48.45 252.63% | $54.45 248.43% | $59.95 243.13% | $65.45 238.89% | $70.95 235.43% | $76.45 232.54% |
| 21 | $15.45 268.54% | $22.45 260.13% | $29.45 255.93% | $35.95 249.94% | $42.45 245.94% | $48.45 240.6% | $54.45 236.6% | $59.95 231.55% | $65.45 227.52% | $70.95 224.21% | $76.45 221.46% |
| 22 | $15.45 256.33% | $22.45 248.31% | $29.45 244.3% | $35.95 238.58% | $42.45 234.76% | $48.45 229.67% | $54.45 225.84% | $59.95 221.03% | $65.45 217.18% | $70.95 214.02% | $76.45 211.4% |
| 23 | $15.45 245.18% | $22.45 237.51% | $29.45 233.68% | $35.95 228.2% | $42.45 224.55% | $48.45 219.68% | $54.45 216.02% | $59.95 211.42% | $65.45 207.73% | $70.95 204.72% | $76.45 202.2% |
| 24 | $15.45 234.97% | $22.45 227.62% | $29.45 223.94% | $35.95 218.7% | $42.45 215.2% | $48.45 210.53% | $54.45 207.02% | $59.95 202.61% | $65.45 199.08% | $70.95 196.19% | $76.45 193.78% |
| 25 | $15.45 225.57% | $22.45 218.51% | $29.45 214.98% | $35.95 209.95% | $42.45 206.59% | $48.45 202.11% | $54.45 198.74% | $59.95 194.5% | $65.45 191.11% | $70.95 188.34% | $76.45 186.03% |
| 26 | $15.45 216.89% | $22.45 210.11% | $29.45 206.72% | $35.95 201.87% | $42.45 198.64% | $48.45 194.33% | $54.45 191.1% | $59.95 187.02% | $65.45 183.76% | $70.95 181.1% | $76.45 178.87% |
| 27 | $15.45 208.86% | $22.45 202.33% | $29.45 199.06% | $35.95 194.4% | $42.45 191.29% | $48.45 187.13% | $54.45 184.02% | $59.95 180.1% | $65.45 176.96% | $70.95 174.39% | $76.45 172.25% |
| 28 | $15.45 201.4% | $22.45 195.1% | $29.45 191.95% | $35.95 187.45% | $42.45 184.46% | $48.45 180.45% | $54.45 177.45% | $59.95 173.66% | $65.45 170.64% | $70.95 168.16% | $76.45 166.1% |
| 29 | $15.45 194.46% | $22.45 188.37% | $29.45 185.33% | $35.95 180.99% | $42.45 178.09% | $48.45 174.23% | $54.45 171.33% | $59.95 167.68% | $65.45 164.75% | $70.95 162.36% | $76.45 160.37% |
| 30 | $15.45 187.98% | $22.45 182.09% | $29.45 179.15% | $35.95 174.96% | $42.45 172.16% | $48.45 168.42% | $54.45 165.62% | $59.95 162.09% | $65.45 159.26% | $70.95 156.95% | $76.45 155.02% |
| 31 | $15.45 181.91% | $22.45 176.22% | $29.45 173.37% | $35.95 169.31% | $42.45 166.6% | $48.45 162.99% | $54.45 160.28% | $59.95 156.86% | $65.45 154.12% | $70.95 151.89% | $76.45 150.02% |
Ley gobernante
El acuerdo de préstamo se regirá por las leyes aplicables.
Las preguntas o reclamos deben dirigirse a la agencia de reglamentación de su estado, que encontrará al hacer clic aquí.
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