Holiday Notice
Debido al próximo feriado bancario, todas las solicitudes para realizar cambios para préstamos con vencimiento nov 27 2009 deben ser receptadas hasta las 3:00 p.m., hora estándar central, del nov 24 2009.
Todos los préstamos aprobados el nov 25 2009 se acreditarán el nov 27 2009.
Todos los préstamos aprobados el nov 25 2009 se acreditarán el nov 27 2009.
Rates & Terms for Florida
Términos del préstamo
- El monto máximo del préstamo para residentes del Estado de Florida será de un $500.00.
- El préstamo se vence el siguiente día de cobro de salario que tenga lugar entre 8 y 31 días después del préstamo.
- Si le pagan en cheque impreso, le otorgamos un período de gracia de 1 día para que deposite su cheque.
- Si le pagan una vez al mes, el préstamo se vence al siguiente día de cobro de salario que tenga lugar entre 8 y 31 días después del préstamo.
- Si sus fechas de cobro están fuera de este período, el préstamo se vencerá a los 14 días.
- There is a mandatory 24-hour cooling-off period after each loan is paid off.
Loan Repayment
De acuerdo con la ley de Florida, su préstamo se debe pagar por completo en la fecha de vencimiento. Las solicitudes de pago total anticipado se deben recibir al menos 2 días hábiles antes de su fecha de vencimiento.
Fee Schedule and APR
La tarifa aplicable a su préstamo seráun cargo sin interés, no reembolsable de $5.00 por préstamo, más $10.00 por cada $100 prestados.
| $100 | $150 | $200 | $250 | $300 | $350 | $400 | $450 | $500 | |
|---|---|---|---|---|---|---|---|---|---|
| Plazos en días | Cargo financiero / APR | ||||||||
| 8 | $15.00 684.38% | $20.00 608.33% | $25.00 570.31% | $30.00 547.5% | $35.00 532.29% | $40.00 521.43% | $45.00 513.28% | $50.00 506.94% | $55.00 501.88% |
| 9 | $15.00 608.33% | $20.00 540.74% | $25.00 506.94% | $30.00 486.67% | $35.00 473.15% | $40.00 463.49% | $45.00 456.25% | $50.00 450.62% | $55.00 446.11% |
| 10 | $15.00 547.5% | $20.00 486.67% | $25.00 456.25% | $30.00 438.0% | $35.00 425.83% | $40.00 417.14% | $45.00 410.63% | $50.00 405.56% | $55.00 401.5% |
| 11 | $15.00 497.73% | $20.00 442.42% | $25.00 414.77% | $30.00 398.18% | $35.00 387.12% | $40.00 379.22% | $45.00 373.3% | $50.00 368.69% | $55.00 365.0% |
| 12 | $15.00 456.25% | $20.00 405.56% | $25.00 380.21% | $30.00 365.0% | $35.00 354.86% | $40.00 347.62% | $45.00 342.19% | $50.00 337.96% | $55.00 334.58% |
| 13 | $15.00 421.15% | $20.00 374.36% | $25.00 350.96% | $30.00 336.92% | $35.00 327.56% | $40.00 320.88% | $45.00 315.87% | $50.00 311.97% | $55.00 308.85% |
| 14 | $15.00 391.07% | $20.00 347.62% | $25.00 325.89% | $30.00 312.86% | $35.00 304.17% | $40.00 297.96% | $45.00 293.3% | $50.00 289.68% | $55.00 286.79% |
| 15 | $15.00 365.0% | $20.00 324.44% | $25.00 304.17% | $30.00 292.0% | $35.00 283.89% | $40.00 278.1% | $45.00 273.75% | $50.00 270.37% | $55.00 267.67% |
| 16 | $15.00 342.19% | $20.00 304.17% | $25.00 285.16% | $30.00 273.75% | $35.00 266.15% | $40.00 260.71% | $45.00 256.64% | $50.00 253.47% | $55.00 250.94% |
| 17 | $15.00 322.06% | $20.00 286.27% | $25.00 268.38% | $30.00 257.65% | $35.00 250.49% | $40.00 245.38% | $45.00 241.54% | $50.00 238.56% | $55.00 236.18% |
| 18 | $15.00 304.17% | $20.00 270.37% | $25.00 253.47% | $30.00 243.33% | $35.00 236.57% | $40.00 231.75% | $45.00 228.13% | $50.00 225.31% | $55.00 223.06% |
| 19 | $15.00 288.16% | $20.00 256.14% | $25.00 240.13% | $30.00 230.53% | $35.00 224.12% | $40.00 219.55% | $45.00 216.12% | $50.00 213.45% | $55.00 211.32% |
| 20 | $15.00 273.75% | $20.00 243.33% | $25.00 228.13% | $30.00 219.0% | $35.00 212.92% | $40.00 208.57% | $45.00 205.31% | $50.00 202.78% | $55.00 200.75% |
| 21 | $15.00 260.71% | $20.00 231.75% | $25.00 217.26% | $30.00 208.57% | $35.00 202.78% | $40.00 198.64% | $45.00 195.54% | $50.00 193.12% | $55.00 191.19% |
| 22 | $15.00 248.86% | $20.00 221.21% | $25.00 207.39% | $30.00 199.09% | $35.00 193.56% | $40.00 189.61% | $45.00 186.65% | $50.00 184.34% | $55.00 182.5% |
| 23 | $15.00 238.04% | $20.00 211.59% | $25.00 198.37% | $30.00 190.43% | $35.00 185.14% | $40.00 181.37% | $45.00 178.53% | $50.00 176.33% | $55.00 174.57% |
| 24 | $15.00 228.13% | $20.00 202.78% | $25.00 190.1% | $30.00 182.5% | $35.00 177.43% | $40.00 173.81% | $45.00 171.09% | $50.00 168.98% | $55.00 167.29% |
| 25 | $15.00 219.0% | $20.00 194.67% | $25.00 182.5% | $30.00 175.2% | $35.00 170.33% | $40.00 166.86% | $45.00 164.25% | $50.00 162.22% | $55.00 160.6% |
| 26 | $15.00 210.58% | $20.00 187.18% | $25.00 175.48% | $30.00 168.46% | $35.00 163.78% | $40.00 160.44% | $45.00 157.93% | $50.00 155.98% | $55.00 154.42% |
| 27 | $15.00 202.78% | $20.00 180.25% | $25.00 168.98% | $30.00 162.22% | $35.00 157.72% | $40.00 154.5% | $45.00 152.08% | $50.00 150.21% | $55.00 148.7% |
| 28 | $15.00 195.54% | $20.00 173.81% | $25.00 162.95% | $30.00 156.43% | $35.00 152.08% | $40.00 148.98% | $45.00 146.65% | $50.00 144.84% | $55.00 143.39% |
| 29 | $15.00 188.79% | $20.00 167.82% | $25.00 157.33% | $30.00 151.03% | $35.00 146.84% | $40.00 143.84% | $45.00 141.59% | $50.00 139.85% | $55.00 138.45% |
| 30 | $15.00 182.5% | $20.00 162.22% | $25.00 152.08% | $30.00 146.0% | $35.00 141.94% | $40.00 139.05% | $45.00 136.88% | $50.00 135.19% | $55.00 133.83% |
| 31 | $15.00 176.61% | $20.00 156.99% | $25.00 147.18% | $30.00 141.29% | $35.00 137.37% | $40.00 134.56% | $45.00 132.46% | $50.00 130.82% | $55.00 129.52% |
Ley gobernante
El acuerdo de préstamo se regirá por las leyes aplicables. Las preguntas o reclamos deben dirigirse a la agencia de reglamentación de su estado, que encontrará al hacer clic aquí.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
