Tarifas y Términos para Florida
Términos del préstamo
- El monto máximo del préstamo para residentes de Florida es de $500.00.
- El préstamo se vence el siguiente día de cobro de salario que tenga lugar entre 8 y 31 días después del préstamo.
- Si le pagan en cheque impreso, le otorgamos un período de gracia de 1 día para que deposite su cheque.
- Si le pagan una vez al mes, el préstamo se vence al siguiente día de cobro de salario que tenga lugar entre 8 y 31 días después del préstamo.
- Si sus fechas de cobro están fuera de este período, el préstamo se vencerá en 13 días.
- There is a mandatory 24-hour cooling-off period after each loan is paid off.
Reembolso del Préstamo
De acuerdo con la ley de Florida, su préstamo se debe pagar por completo en la fecha de vencimiento. Las solicitudes de pago total anticipado se deben recibir al menos 2 días hábiles antes de su fecha de vencimiento.
Tabla de Tarifas y Tasa de Porcentaje Anual (APR)
La tarifa aplicable a su préstamo será de un cargo sin interés, no reembolsable de $5.00 por préstamo, más $10.00 por cada $100 prestados.
| $100 | $150 | $200 | $250 | $300 | $350 | $400 | $450 | $500 | |
|---|---|---|---|---|---|---|---|---|---|
| Plazos en días | Cargo de financiamiento / APR | ||||||||
| 8 | $15.00 684.38% | $20.00 608.33% | $25.00 570.31% | $30.00 547.5% | $35.00 532.29% | $40.00 521.43% | $45.00 513.28% | $50.00 506.94% | $55.00 501.88% |
| 9 | $15.00 608.33% | $20.00 540.74% | $25.00 506.94% | $30.00 486.67% | $35.00 473.15% | $40.00 463.49% | $45.00 456.25% | $50.00 450.62% | $55.00 446.11% |
| 10 | $15.00 547.5% | $20.00 486.67% | $25.00 456.25% | $30.00 438.0% | $35.00 425.83% | $40.00 417.14% | $45.00 410.63% | $50.00 405.56% | $55.00 401.5% |
| 11 | $15.00 497.73% | $20.00 442.42% | $25.00 414.77% | $30.00 398.18% | $35.00 387.12% | $40.00 379.22% | $45.00 373.3% | $50.00 368.69% | $55.00 365.0% |
| 12 | $15.00 456.25% | $20.00 405.56% | $25.00 380.21% | $30.00 365.0% | $35.00 354.86% | $40.00 347.62% | $45.00 342.19% | $50.00 337.96% | $55.00 334.58% |
| 13 | $15.00 421.15% | $20.00 374.36% | $25.00 350.96% | $30.00 336.92% | $35.00 327.56% | $40.00 320.88% | $45.00 315.87% | $50.00 311.97% | $55.00 308.85% |
| 14 | $15.00 391.07% | $20.00 347.62% | $25.00 325.89% | $30.00 312.86% | $35.00 304.17% | $40.00 297.96% | $45.00 293.3% | $50.00 289.68% | $55.00 286.79% |
| 15 | $15.00 365.0% | $20.00 324.44% | $25.00 304.17% | $30.00 292.0% | $35.00 283.89% | $40.00 278.1% | $45.00 273.75% | $50.00 270.37% | $55.00 267.67% |
| 16 | $15.00 342.19% | $20.00 304.17% | $25.00 285.16% | $30.00 273.75% | $35.00 266.15% | $40.00 260.71% | $45.00 256.64% | $50.00 253.47% | $55.00 250.94% |
| 17 | $15.00 322.06% | $20.00 286.27% | $25.00 268.38% | $30.00 257.65% | $35.00 250.49% | $40.00 245.38% | $45.00 241.54% | $50.00 238.56% | $55.00 236.18% |
| 18 | $15.00 304.17% | $20.00 270.37% | $25.00 253.47% | $30.00 243.33% | $35.00 236.57% | $40.00 231.75% | $45.00 228.13% | $50.00 225.31% | $55.00 223.06% |
| 19 | $15.00 288.16% | $20.00 256.14% | $25.00 240.13% | $30.00 230.53% | $35.00 224.12% | $40.00 219.55% | $45.00 216.12% | $50.00 213.45% | $55.00 211.32% |
| 20 | $15.00 273.75% | $20.00 243.33% | $25.00 228.13% | $30.00 219.0% | $35.00 212.92% | $40.00 208.57% | $45.00 205.31% | $50.00 202.78% | $55.00 200.75% |
| 21 | $15.00 260.71% | $20.00 231.75% | $25.00 217.26% | $30.00 208.57% | $35.00 202.78% | $40.00 198.64% | $45.00 195.54% | $50.00 193.12% | $55.00 191.19% |
| 22 | $15.00 248.86% | $20.00 221.21% | $25.00 207.39% | $30.00 199.09% | $35.00 193.56% | $40.00 189.61% | $45.00 186.65% | $50.00 184.34% | $55.00 182.5% |
| 23 | $15.00 238.04% | $20.00 211.59% | $25.00 198.37% | $30.00 190.43% | $35.00 185.14% | $40.00 181.37% | $45.00 178.53% | $50.00 176.33% | $55.00 174.57% |
| 24 | $15.00 228.13% | $20.00 202.78% | $25.00 190.1% | $30.00 182.5% | $35.00 177.43% | $40.00 173.81% | $45.00 171.09% | $50.00 168.98% | $55.00 167.29% |
| 25 | $15.00 219.0% | $20.00 194.67% | $25.00 182.5% | $30.00 175.2% | $35.00 170.33% | $40.00 166.86% | $45.00 164.25% | $50.00 162.22% | $55.00 160.6% |
| 26 | $15.00 210.58% | $20.00 187.18% | $25.00 175.48% | $30.00 168.46% | $35.00 163.78% | $40.00 160.44% | $45.00 157.93% | $50.00 155.98% | $55.00 154.42% |
| 27 | $15.00 202.78% | $20.00 180.25% | $25.00 168.98% | $30.00 162.22% | $35.00 157.72% | $40.00 154.5% | $45.00 152.08% | $50.00 150.21% | $55.00 148.7% |
| 28 | $15.00 195.54% | $20.00 173.81% | $25.00 162.95% | $30.00 156.43% | $35.00 152.08% | $40.00 148.98% | $45.00 146.65% | $50.00 144.84% | $55.00 143.39% |
| 29 | $15.00 188.79% | $20.00 167.82% | $25.00 157.33% | $30.00 151.03% | $35.00 146.84% | $40.00 143.84% | $45.00 141.59% | $50.00 139.85% | $55.00 138.45% |
| 30 | $15.00 182.5% | $20.00 162.22% | $25.00 152.08% | $30.00 146.0% | $35.00 141.94% | $40.00 139.05% | $45.00 136.88% | $50.00 135.19% | $55.00 133.83% |
| 31 | $15.00 176.61% | $20.00 156.99% | $25.00 147.18% | $30.00 141.29% | $35.00 137.37% | $40.00 134.56% | $45.00 132.46% | $50.00 130.82% | $55.00 129.52% |
Ley Gobernante
El acuerdo de préstamo se regirá por las leyes aplicables a su estado. Las preguntas o reclamos deben ser dirigidos a la agencia de reglamentación de su estado. Haga clic aquí para ver la información de contacto.
Notificación para el cliente: Los anticipos sobre salario se deben utilizar sólo para necesidades financieras a corto plazo y no como solución financiera a largo plazo. Los clientes que tengan problemas de crédito deben buscar asesoría de crédito.
