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Who We Are

Since opening its doors in 2004, CashNetUSA has quickly grown into one of the online leaders in payday loan services. In 2006, it was acquired by Cash America International, Inc., one of the brick and mortar leaders in short-term lending. As a member of the Better Business Bureau (BBB) and Community Financial Services Association of America (CFSA), we are dedicated to responsible and licensed lending.

Today, our services are available in over 30 U.S. states and growing. CashNetUSA continues to lead the way toward the future of secure online lending and credit services,⁺⁺ thanks to our team of dedicated professionals.

"At CashNetUSA we are dedicated to every customer we service -- after all, our customers' satisfaction is what makes us the online leader."
-Lisa Torres, Compliance Analyst: "I have the opportunity to work on the leading edge of technology with extremely talented people. It's a great environment for learning."
-Arun Das, Search Engine Marketing Associate

What We Do

CashNetUSA provides fast and convenient ways for consumers to bridge the gap between paydays. Discover why over 1 million customers rely on us as their trusted online lender.

Quick and Easy Application Complete our 5-minute online application, get instant approval** and get cash deposited directly into your bank account by the next business day.* There's usually nothing to fax and less-than-perfect credit is not a problem.^†
Late Application Acceptance Times Unlike some other payday loan lenders, we accept applications as late as 9pm CT Monday – Thursday for next business day funding.* If you apply on the weekend by 7pm CT Sunday, you’ll receive your cash on Monday.*
24/7 Customer Service Our customer service team is available 24/7 to answer all your questions via phone, email or online chat.
Innovative Programs Get exclusive savings off every loan by becoming a Preferred Member or earn a $20 credit for every successful referral with our Refer-a-Friend program.

Click here if you have any comments or suggestions about how our cash advance services could better fit your needs.

Quick Facts

Headquarters in financial district, Chicago, IL
500+ employees & growing
Member of CFSA & BBB
Over 1 million customers
Industry's first Preferred Member Program

A Short History

2004: First CashNetUSA payday loan issued
2005: Preferred Member Program launches
2006: Acquired by industry leader, CashAmerica
2007: First payday loan issued in the United Kingdom
2008: Loans available in over 30 US states

New customers

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Sitios internacionales

US
CA
AU
GB

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

**Not all loan applications are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.