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Results for TNS Omnibus Study Sponsored by CashNetUSA February 2012

Question: Do you consider yourself to be poor?

 

 

 

Gender

Presence of Children <18

Geographic Divisions

Income

Age

Total

Male

Female

Children <18

No Children <18

South

Northeast

North Central

West

Under $30K

$30K - $49K

$50K - $74K

$75K+

Under 30

30 to 39

40 to 49

50 to 59

60+

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

R

 

Unweighted Base

1000

 

 

493

 

 

507

 

 

291

 

 

709

 

 

338

 

 

187

 

 

218

 

 

257

 

 

175

 

 

157

 

 

199

 

 

469

 

 

210

 

 

176

 

 

196

 

 

182

 

 

236

 

 

Weighted Base

1000

100.0%

 

500

100.0%

 

500

100.0%

 

308

100.0%

 

692

100.0%

 

367

100.0%

 

184

100.0%

 

218

100.0%

 

231

100.0%

 

238

100.0%

 

186

100.0%

 

192

100.0%

 

384

100.0%

 

222

100.0%

 

172

100.0%

 

188

100.0%

 

179

100.0%

 

239

100.0%

 

Effective Base

926.3

 

 

459.7

 

 

466.6

 

 

268.8

 

 

659.0

 

 

313.8

 

 

172.9

 

 

204.1

 

 

240.6

 

 

169.0

 

 

153.0

 

 

192.1

 

 

451.7

 

 

195.8

 

 

162.5

 

 

180.4

 

 

173.3

 

 

215.6

 

 

Yes

252

25.2%

 

120

24.0%

 

132

26.4%

 

87

28.2%

 

165

23.9%

 

91

24.9%

 

36

19.8%

 

71

32.5%

fGI

53

23.1%

 

129

54.3%

KLM

50

27.0%

M

41

21.1%

M

32

8.4%

 

71

31.8%

QR

47

27.3%

Q

58

31.0%

QR

24

13.7%

 

52

21.6%

q

No

692

69.2%

 

354

70.9%

 

337

67.4%

 

205

66.6%

 

487

70.3%

 

260

70.7%

h

131

71.5%

h

136

62.4%

 

165

71.2%

h

100

41.8%

 

118

63.3%

J

135

70.4%

J

339

88.3%

JKL

131

59.0%

 

111

64.6%

 

121

64.3%

 

151

84.2%

NOPR

178

74.5%

NoP

Don't know

56

5.6%

 

26

5.1%

 

31

6.1%

 

16

5.2%

 

40

5.8%

 

16

4.4%

 

16

8.7%

f

11

5.1%

 

13

5.7%

 

9

3.9%

 

18

9.7%

jM

16

8.5%

M

13

3.3%

 

21

9.3%

QR

14

8.1%

Q

9

4.6%

 

4

2.1%

 

9

3.9%

 

TOTAL MENTIONS

1000

100.0%

 

500

100.0%

 

500

100.0%

 

308

100.0%

 

692

100.0%

 

367

100.0%

 

184

100.0%

 

218

100.0%

 

231

100.0%

 

238

100.0%

 

186

100.0%

 

192

100.0%

 

384

100.0%

 

222

100.0%

 

172

100.0%

 

188

100.0%

 

179

100.0%

 

239

100.0%

 

- Column Means:
   Columns Tested (5%): A, B/C, D/E, F/G/H/I, J/K/L/M, N/O/P/Q/R, (10%): a, b/c, d/e, f/g/h/i, j/k/l/m, n/o/p/q/r
   Minimum Base: 30 (**), Small Base: 100 (*)
- Column Proportions:
   Columns Tested (5%): A, B/C, D/E, F/G/H/I, J/K/L/M, N/O/P/Q/R, (10%): a, b/c, d/e, f/g/h/i, j/k/l/m, n/o/p/q/r
   Minimum Base: 30 (**), Small Base: 100 (*)

 

 

 

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.