Holiday Notice
All loans approved on Nov 25 2009 will generally be funded on Nov 27 2009.
Regulatory and Counseling Contact Information
A payday loan or cash advance can be a smart, fast and secure financial option. However, payday loans should be used for short-term needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. Some helpful agencies are listed below.
- National Foundation for Credit Counseling: http://www.nfcc.org/
- Consumer Credit Counseling Services: http://www.cccsintl.org/
- The Credit Counseling Professionals: http://www.consumercredit.com/
- Credit Counseling Services: http://www.consolidatedcredit.org/
Find the contact information for your state's regulatory agency below.
-
Alabama
State Banking Department: Center for Commerce401 Adams Avenue, suite 680
Montgomery, AL 36130TEL 334.353.4513FAX 334.353.4519http://www.bank.state.al.us -
Alaska
Alaska Division of Banking and Securities550 W. 7th Ave, Suite 1940
Anchorage, Alaska 99501TEL 907.269.8140 or 888.388.8140Alaska Division of Banking and SecuritiesPO Box 110807
Juneau, Alaska 99811-0807TEL 907.465.2521 or 888.925.2521http://www.dced.state.ak.us/bsc/ -
Arizona
State Banking Department2910 N. 44th Street, Suite 310
Phoenix, AZ 85018TEL 602.255.4421FAX 602.381.1225http://www.azdfi.gov/Info/Intro.htm -
California
Department of Corporation1515 K Street, Suite 200
Sacramento, California 95814TEL 866.275.2677 or 916.445.7205http://www.dfi.ca.gov/consumers -
Colorado
State of Colorado Uniform Consumer Credit Code1525 Sherman St., 5th Floor
Denver, CO 80203TEL 303.866.5691http://www.ago.state.co.us/uccc/ucccmain.cfm -
Delaware
Office of the State Bank Commissioner555 E. Loockerman Street, Suite 210
Dover, DE 19901TEL 302.739.4235FAX 302.739.3609http://www.state.de.us/bank/services/applicense/llintro.shtml -
Florida
Florida, Office of Financial Regulationhttp://www.flofr.com/Finance/CompFormDownload.htm200 East Gaines Street
Tallahassee, FL 32399 -
Idaho
Department of Finance700 West State Street, 2nd Floor
P.O. Box 83720 Boise, ID 83720-0031TEL 208.332.8000FAX 208.332.8097http://finance.idaho.gov/ -
Illinois
Division of Financial Institutions320 W. Washington
Springfield, Illinois 62786MAIN 217.782.2831TDD 217.785.3022http://www.idfpr.com/dfi/default2.asp -
Kansas
Office of the State Bank CommissionerJayhawk Tower, 700 SW Jackson St., Suite 300
Topeka KS 66603-3796TEL 785.296.2266FAX 785.296.6037http://www.osbckansas.org/consumerassistance.html -
Maine
Maine Department of Professional and Financial Regulation35 State House Station
Augusta, Maine 04333TEL 207.624.8500FAX 207.624.8690http://www.maine.gov/pfr/index.shtml -
Michigan
Michigan Department of Labor & Economic Growth Financial and Insurance ServicesP.O. Box 30220
Lansing, MI 48909TEL 517.373.0220 or 877.999.6442FAX 517.335.4978ofis-info@michigan.gov -
Minnesota
Minnesota Department of Commerce85 7th Place East, Suite 500
St. Paul, MN 55101TEL 651.297.4288FAX 651.296.8591financial.commerce@state.mn.us -
Mississippi
Department of Banking and Consumer Finance901 Woolfolk Building, Suite A
501 N. West Street, Jackson, Mississippi 39225TEL 601.359.1031FAX 601.359.3557http://www.dbcf.state.ms.us/ -
Missouri
Missori Division of FinanceHarry S Truman state Office Building, room 630
PO box 716 Jefferson City, Missouri 65102TEL 573.751.3242FAX 573.751.9192http://www.missouri-finance.org/Consumer%20Credit%20Companies/Consumer%20Help.htm -
Montana
Montana Department of Administration Division of Banking and Financial InstitutionsPO BOX 200546
Helena, MT 59620TEL 406.841.2920FAX 406.841.2930http://www.state.mt.us/doa/consumerprotection -
Nevada
Financial Institutions Division1179 Fairview Dr., Suite 201
Carson City, NV 89701TEL 775.687.5522FAX 775.687.5523OFFICE OF THE COMMISSIONER 866.858.9851http://fid.state.nv.us -
New Mexico
Financial Institutions Division2550 Cerrillos Road, 3rd Floor,
Santa Fe, NM 87505TEL 505.476.4885FAX 505.476.4670http://www.rld.state.nm.us/FID -
North Dakota
Department of Financial Institutions Consumer Division2000 Schaefer Street, Suite G
Bismarck, ND 58501-1204TEL 701.328.9933http://www.nd.gov/dfi -
Ohio
Division of Financial Institutions77 South High St., 21st Floor
Columbus, OH 43215TEL 614.728.8400http://www.com.state.oh.us/dfi/ccnondep.htm -
Oklahoma
Oklahoma Department of Consumer Credit4545 N. Lincoln Blvd., Suite 104
Oklahoma City, OK 73105TEL 800.448.4904http://www.okdocc.state.ok.us -
Oregon
Division of Finance & Corporate SecuritiesP.O. Box 14480
Salem, OR 97309-0405MAIN 503.986.0123ALT 866.814.9710http://www.dfcs.oregon.gov/consumerprogram.html -
Rhode Island
Financial Institutions Division406 E. 2nd Street, Suite 3
Carson City, Nevada 89701-4758TEL 775.684.1830FAX 775.684.1845http://fid.state.nv.us -
South Carolina
South Carolina Office of The Commissioner of Banking1205 Pendleton Street, Suite 305
Columbia, SC 29201TEL 803.734.2001FAX 803.734.2013http://banking.sc.gov/regulatedinstitutions/ -
South Dakota
Division of Banking217 1/2 West Missouri
Pierre, SD 57501-4590TEL 605.773.3421FAX 605.773.5367http://www.state.sd.us/drr2/reg/bank/BANK-HOM.htm -
Texas
Office of the Attorney General Consumer Protection DivisionPO Box 12548
Austin, TX 78711-2548TEL 512.463.2185FAX 512.473.8301 -
Utah
Financial InstitutionsPO BOX 146800
Salt Lake City, UT 84114-6800TEL 801.538.8830FAX 801..538.8894http://www.dfi.utah.gov/ -
Washington
If you have any questions about your rights and responsibilities when taking out a payday loan, contact the Department of Financial Institutions at:
Department of Financial Institutions150 Israel Rd SW
Tumwater WA 98501TEL 877.746.4334FAX 360.586.5068http://www.dfi.wa.gov -
Wisconsin
Department of Financial Institutions345 W Washington Avenue
Madison, WI 53703TEL 608.261.9555FAX 608.261.7200http://www.wdfi.org/ -
Wyoming
Department of Audit Division of BankingHershler Building 3rd Floor
East Cheyenne, WY 82002TEL 307.777.7797http://audit.state.wy.us








