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At CashNetUSA, typically you can apply for up to $700‡ and fees will apply. See Rates & Terms for details. The amount of money that you’re eligible to apply for depends on the rules and regulations of your state of residence. Some states may only allow a borrower to apply for a 500-dollar cash advance while other states may allow a $1,000 cash advance. To understand the amount that you’re eligible to apply for, visit our Rates & Terms for details.
Think of the kind of emergency expenses you’ve run into in the past. Sometimes they require a smaller amount of cash where a $500 cash advance would come in handy. Other times, the emergency requires much more cash such as a 1,000-dollar cash advance. Something to keep in mind — only borrow the amount of money that you need for your emergency expense. Borrowing more than you need wouldn’t be advisable because it will only mean that you’ll have more money to repay in the end.
If you need money quickly, apply online at CashNetUSA to see how much money you can borrow with a cash advance from us. You may be able to get just what you need to cover your emergency expenses as soon as the next business day.*
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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.