According to the Wall Street Journal, “The cost of your home — including taxes, maintenance and other costs — should not exceed 28 percent of your monthly income.” If you’re above this mark or just looking to cut costs in general, here are some ideas for cutting your housing costs. Live with Roommates. As people… Continue Reading »
One of the largest monthly expenses most people face is food. The easiest way to cut down on this cost is to skip eating out in favor of home-cooked meals. However, it’s difficult to cut out restaurants completely so the next best thing is to limit your meal costs while there. Here are some tips… Continue Reading »
Despite our best attempts at cutting costs, some occasions do typically require spending a little something on a gift. However, if you’re smart about it, you can come up with a great present without breaking the bank. Here are some ideas: Photo Gifts – A framed photo is a simple gift but with the perfect… Continue Reading »
If you’re trying to cut down on entertainment spending, you have a great deal of opportunity ahead of you. Movies, bars and dining out all cost quite a bit. However, you don’t want to trim your budget at the cost of losing time spent with all of your friends. One way to save while still… Continue Reading »
On your first day in the working world, you’re probably not thinking about your last day in the working world! But, really, there’s no better time to start planning for retirement than at the very beginning of your career. Saving even just a little bit out of each paycheck is very important to your financial… Continue Reading »
One of the most important parts of a good financial plan is keeping track of the progress you’re making. One way to do this is to track your net worth on a regular basis. Doing this allows you to see whether or not your financial picture is improving. Tracking your net worth is simple. It… Continue Reading »
