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No Credit? No Problem, with Payday Loans

We’ve all been in that situation before: some unexpected expense comes up, but the old piggy bank is a little light. It can be difficult for anyone to find the appropriate financial solution for unforeseen expenses, but it is doubly hard for those of us with no or poor credit. Not only will most banks or credit card lenders not approve those with credit issues, but even if they do, the process can takes weeks. And you need money now.

Luckily payday loans and cash advances solve both problems. With an inherent speed of funding, you can apply online for cash and receive the money next day. Best of all, these short-term financial solutions deal with smaller amounts of cash than traditional loans, mortgages or credit cards, so having poor or non-existent credit doesn’t interfere with the loan process.

Payday loans should never be used as a long-term financial solution. But when you’re in a pinch, need money quick and don’t want to hassle with long applications, payday loans and cash advances are your answer to a slow cash flow.

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* CashNetUSA and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. – Thu. or by 7pm CST Sun.

** Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third party lenders.

*** Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

† CashNetUSA or third party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and CL Verify. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡ Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++ Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a broker to arrange a loan between you and a third party lender, or (ii) connect you with a financial matching service.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.