Take a chunk out of your energy bills by monitoring the use of certain appliances.

High utility bills seem to be a major concern during the cold winter months when heat and light usage may be higher than other times of the year. But summer tends to be another season that sees massive spikes in utility costs. Here are some quick ways to cut costs.

Besides shutting lights off when they’re not in use, utilizing fluorescent lights will save more money, reports the Santa Rosa Press Gazette. Fluorescent lights may be more expensive to purchase, but they last 10 times longer than incandescent lamps.

During the warmer months, an air conditioner can drain your wallet.

“During the summer, your air conditioner is the biggest user of electricity,” says the paper. “For many homes, it accounts for more than half of the summer electric bill.”

When not at home, the paper recommends turning the thermostat higher to save energy on cooling costs. Electricity costs between 3 percent and 5 percent more for every degree the temperature is kept below 78. Allowing the home to be a bit warmer while no one is home is a cost-saving tip that people won’t even notice.

Using a fan also helps cool the air without the expense of an air conditioner. Operating an energy efficient model will bring your bill down even lower. The U.S. Environmental Protection Agency and the U.S. Department of Energy say that energy star rated fans are 50 percent more efficient than standard ones.

Why not take care of immediate money needs now, so you can enjoy your weekend worry-free? It’s easy with an online loan from CashNetUSA.com.

Are emergency expenses, car repairs or higher-than-usual utility bills putting a damper on your summer plans? Apply today for a cash advance from CashNetUSA.com, get your money before the weekend* and take care of those bills so you can enjoy your time off.

At CashNetUSA, you can be approved as late as 9pm CST this evening and still get your money deposited into your checking account before the weekend.* Or you can even apply over the weekend by 7pm CST Sunday and have funds waiting for you on Monday.

We extend our application acceptance times later, so you can get the money you need faster. Apply today and see how much you can qualify for.

As the calendar officially turns to summer, schools let out and the weather starts to heat up, more and more Americans will hit the road for summer vacations. But if you’re worried about busting your summer budget, a good starting place to save money can be your car.

Whether you’re heading out on a long road trip or you just want to cut down on costs from running errands, there’s a lot you can do to cut down on auto costs. Here are some helpful tips.

1. Make sure your tires are properly inflated. Not only are low tires a safety hazard, but they can cost you in terms of vehicle maintenance and reduce your fuel efficiency. The EPA reports that drivers who keep their tires properly inflated can save between $160 and $640 a year in costs.

2. Get a tune up. Keeping your car properly maintained can also save you in fuel economy. Plus, spending a few bucks at the beginning of the summer and winter seasons can help you avoid more costly and inconvenient break downs later on.

3. Find the best fuel prices. Helpful sites like GasBuddy.com can help you find the best prices on gas in all 50 states, which is great if you’re on a long trip or just looking for a cheap fill up in your hometown.

As always, there come times when major car repairs or expenses pop up despite proper maintenance. If you’re faced with major repairs but don’t have the money to get back on the road, consider applying for a payday loan to help with immediate expenses.

Want to get the preferred treatment from America’s trusted online lender? Now you can with CashNetUSA’s Preferred Member Program – and all you have to do is continue being a loyal CashNetUSA customer!

This exclusive Preferred Member Program is designed specifically for those customers who use our fast and convenient payday loans responsibly and repay their loans on time. Preferred Members benefit from premier discounts on every loan, as well as a prioritized Customer Service phone number and email address that allow them to get their questions answered faster.

Plus, it couldn’t be easier to join this exciting program. To reach our Silver Member status, you simply need to take out five loans or extensions and you will be automatically enrolled. Want to save even more? Reach Gold and Platinum status – and receive higher discounts – with subsequent loan milestones. You’ll receive unique discount codes and status for each level you reach.

It couldn’t be easier to save more money on the trustworthy cash advance service that you already use. Learn more about the CashNetUSA Preferred Member Program or get started by requesting a cash advance today!

It’s the biggest sporting event in the world, but it has nothing to do with the ‘big four’ sports in the U.S.  Despite this fact, most Americans can’t help but get caught up in World Cup frenzy, especially considering the U.S. National team has been predicted to do great things in South Africa.

Whether you have followed soccer for a lifetime or you’ve never watched a game in your life, there’s no denying that the interest in soccer is rising in America, especially leading up to Saturday’s big match against England, a long-time rival.

The World Cup, which is played every four years, gives Americans a rare glimpse at life and sport outside of our borders. And, for a lot of immigrants now living here, it’s a chance to reconnect with old traditions and cultures.

Regardless of your interest level, it’s hard to deny that watching the spectacle of the cup is addicting. So, while the action gets under way this weekend in South Africa, don’t forget to take care of outstanding money needs and emergency bills now, so you can focus on the action from half a globe away.

Apply for a cash advance today and enjoy the next month of soccer drama without worrying about outstanding bills or emergency expenses.

In case you missed it, here’s a sneak peek at some of the great articles we ran in CashNetUSA’s Spare Change newsletter for June!

5 Tips for a Budget-Friendly Vacation

Just because you’re sticking to a tight budget doesn’t mean you have to forgo your family’s summer vacation. Check out these five easy tricks to take off while keeping your spending in check. Read more…

Join the Consumer Rights Coalition

With payday loan bans being proposed in more U.S. states, the Consumer Rights Coalition is helping hardworking Americans fight for their right to reliable credit options. Read more…

Summer Safety Tips

The summer is the most active time of year, but it can also be the most dangerous. Find out some easy ways to keep your family healthy and happy during the steamy summer months. Read more…

Want to save even more on your next CashNetUSA loan? It’s as easy as telling your friends and family about our fast and easy online loan services, thanks to our Refer-a-Friend program!

Here’s how it works:

1. Log into your personal account and visit our Refer-a-Friend page.

2. Quickly enter the names and email address of those friends who you think might appreciate our fast online loans. We’ll send them a quick email and a promo code for 20% off their initial loan fee, thanks to your referral.

3. Once they successfully complete their loans, we’ll give you a $20 credit for every successful referral! See our Refer-a-Friend page for more info.

Best of all, you can add up several bonuses and use them on one or more of your next CashNetUSA loans. It’s an easy way to save money while helping your friends and family find a reliable short-term credit option.

Start referring today and save!