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Archive for November, 2008

New Loan Options Meets Needs of Ohio Customers

Wednesday, November 26th, 2008

A recent change in lending laws in Ohio means it may be harder for certain consumers to find the short-term loan options that were available to them in the past. New legislation is making it difficult for many brick and mortar and online payday lenders to operate in Ohio, leaving their customers with few places to turn.

Fortunately, CashNetUSA has developed a new loan product aimed at offering these customers the short-term funding they need, even with payday loans being out of the picture. Our Mortgage Loan Act (MLA) loan is a fully licensed, convenient and quick answer to immediate money needs and carries a lower finance charge on average1 than former payday loans. Customers can apply for a loan amount of $100, $500 or $1,000 and often get the money by the next business day.

Ohio customers can still benefit from CashNetUSA’s fast online application, quick funding and hassle-free direct deposit of funds. Learn more about how you can take advantage of CashNetUSA’s fast online loans at www.cashnetusa.com.

1. Based on average loan size of $500 funded principal for 14 days (www.cashnetusa.com/ohio_mla) for a comparison.

Serving More States than Ever Before

Wednesday, November 12th, 2008

Looking for a fast cash solution? Rely on America’s trusted online lender – CashNetUSA.com. We serve over 30 payday loan states across the U.S. and are expanding to meet the needs of even more.

Join over 1 million customers that have found a convenient and fast solution to everyday money needs from over 30 payday loan states in the U.S. with CashNetUSA.

Apply online, get fast approval and receive your money directly into your checking account next day. From Alaska to Wyoming, CashNetUSA is serving payday loan states with fast, friendly and prompt financial services.

Preparing for a Slow(er) Holiday Season

Friday, November 7th, 2008

Last week more dire news came out of Wall Street – this time projecting a sharp decrease in consumer spending over the holiday season. It’s no big surprise that at a time when homeowners are struggling to cover hefty mortgages, investors are seeing their investments in free fall and consumers are struggling to pay for everyday items like food, gas and utilities, that no one is preparing to stuff the tree this holiday season.

However, this time of year shouldn’t be met with doom and gloom. Consumers across the country are finding ways to cut back on expenses while still looking forward to a merry season. Whether finding ways to make the grocery money stretch a bit farther, adopting energy-saving techniques to lower utility bills or being mindful of overspending, a few small changes here and there can ensure that consumers can weather this somewhat dreary winter.

For those who need a fast, convenient solution to cover increased energy bills or seasonal expenses, there is an obvious choice. An online cash advance from CashNetUSA is not only convenient (you apply online from your own home – no braving the winter weather) but it’s fast, getting you money directly in your checking account as quickly as the next business day.

Check back with CashNetUSA.com in the future for more money saving tips or apply anytime – day or night – for a fast, private and convenient lending solution. Cash advances only from CashNetUSA.com.

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* CashNetUSA and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. – Thu. or by 7pm CST Sun.

** Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third party lenders.

*** Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

† CashNetUSA or third party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and CL Verify. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡ Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++ Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a broker to arrange a loan between you and a third party lender, or (ii) connect you with a financial matching service.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.