Now there’s an easy way to cover monthly bills between paydays! Apply for an online loan from CashNetUSA in just minutes from the comfort and privacy of your own home. You’ll receive fast approval and the money will be deposited directly into your checking account the next day.

Online payday loans are a convenient and private way to get the money you need for monthly bills, emergency expenses or cover everyday needs. There’s no waiting in line, nothing to fax and no extra paperwork.

Apply from anywhere, anytime. Less-than-perfect credit is not a problem. Get the money you need, when you need it most with an online loan from CashNetUSA.com.

Are your bills getting larger but paycheck still coming up short?

Now there’s a fast, convenient and hassle-free way to bridge the gap between paychecks. An online cash advance from CashNetUSA can help you get the money you need to cover emergency expenses, monthly bills or any other fast cash need.

The process is simple: apply online in just minutes. There’s nothing to fax and less-than-perfect credit will not prevent you from getting a loan. In many cases, your approval will come in just minutes. You can select your loan amount and have the funds transferred directly into your checking account by the next day. No waiting in line, no extra paperwork and no driving to the store.

Next time it seems like your paycheck just doesn’t quite cut it, turn to America’s trusted online lender, CashNetUSA.com.

As the state of the economy gradually turns from bad to worse, many Americans are trying their best to hold on for dear life. Despite doom and gloom coming from Wall Street, this can be a great time to actually begin to improve your credit.

A great way to start to improve your credit is to take a good hard look at your expenses. In a time of economic recession, everyone is tightening their belts, so it’s a great time to do so yourself. Cut back on going out to eat, rent movies from the library instead of the video store and brown bag it to work more often than not.

However, there’s a silver lining to this cloud. The downturn in the economy can actually be beneficial to consumers, if you know where to look. Companies are just as affected by this belt-tightening and have to work that much harder to get your business. Look for extraordinary deals at grocery stores, increased benefits on your credit card or promotions such as free gas cards or other promotions.

The goal of saving and being frugal is to keep up with those major monthly expenses. Keeping a little extra stash put away can mean the difference between paying bills on time or suffering late fees.

Missing a due date can hurt you in two ways: first by costing you extra money on late fees, overdraft penalties or reconnection costs and secondly by putting a damper on your credit score. A lower credit score means less credit and higher interest rates in the future. Keeping track and paying bills on time is one of the easiest – yet most influential – ways to help rebuild credit.

At CashNetUSA, we help people every day from all walks of life find a fast, convenient and private solution to immediate money needs. But don’t take our word for it – listen to the experience of one of our current customers, Mary.

Name: Mary Galloway
Profession: Government Analyst
Interests: Motorcycles, Computers, my Great Danes

Dear CashNetUSA,
My husband and I both have very secure state jobs. But a financial crisis can happen to anyone at any time – you just never know. Thank you for being there.
-Mary

Q: Why did you use CashNetUSA?
A: The first time I turned to CashNetUSA was because we got hit with several money needs all at once. We had a small savings account set up for emergencies – but not for multiple emergencies hitting all at the same time. We were shaken because this happened to us even though we had planned ahead.

Q: What’s makes CashNetUSA your trusted lender?
A: It’s fast, it’s easy, it’s private. You don’t have to embarrass yourself by going into a pawn shop and getting all those ‘looks’ from complete strangers.

Q: What surprised you about CashNetUSA?
A: I had never used a payday loan before. I wasn’t sure if I’d ever see the money, it sounded too easy to be real. I’m glad I took the chance. Thank you for being there and being reputable.

Mary was able to get the money she needed when she needed it most. So can you! Apply today for a cash advance of up to $750 and get your money by the next business day.

An online cash advance can get you the money you need for immediate money needs quickly and easily. Find out just three ways that we are getting money in your hands in a snap!

1. Convenience – Apply online for a cash advance from the comfort of home or convenience of work. Save time driving to the store and fumbling with paperwork, as with a brick and mortar cash advance.

2. Privacy – Keep your private issues private. No more weird looks at the store or faxing of confidential documents. Login to your own private account and get the money deposited directly into your bank account.

3. Speed – Apply in minutes, get fast approval and receive your money by the next business day. We work around your schedule – apply as late as 9pm CST Monday-Thursday or over the weekend by 7pm CST Sunday and still receive your cash advance the next day.

The recent downturn in the stock market and US economy has made big headlines in the media with the infamous toll it’s been taking on investors and Wall Street. But the fallout of this economic downturn can affect more than the big players in the market – the resulting credit crunch is starting to affect everyday blue-collar Americans as well.

As banks are reorganizing and looking at how and who they lend to, this could affect middle-class Americans’ ability to get mortgages or other loans. Fortunately, there are other private options to getting short-term loans to help meet your financial needs.

Online cash advances can be a way to get a small amount of money for short-term use. These cash advances are not only a simple way to get the money you need, but are incredibly convenient. You can apply online with a five-minute cash advance application, get quick approval and receive your cash advance as quickly as the next business day.

Plus, the short-term lending market hasn’t been affected as much as the stock market or traditional lending industry. Even customers with less-than-perfect credit may qualify for up to $750 in just minutes to face important short-term money needs.

Read more about cash advance services and find out how you can get the money you need, when you need it most.

Catch the debut of our new television commercials on major national networks and find out how to get convenient, next-day money with CashNetUSA!

Last month, CashNetUSA launched its first ever television commercials, aimed at sharing the benefits of our convenient online payday loan services to a wider audience. These two commercial spots are running throughout the fall on major national networks such as Lifetime, USA and the CW.

Two payday loan advertisements are currently being run in both 30- and 60-second spots. The first is a live action spot featuring an actress playing a CashNetUSA cash advance customer. She shares a story of how she was hit with several immediate expenses at the same time and how an online payday loan was able to help her meet her money needs.

The second spot is purely graphical. It begins with voiceovers from several payday loan customers sharing their concerns or financial troubles. The resolution comes with the introduction of CashNetUSA’s online payday loans, followed by several customers sharing their testimonials of how CashNetUSA was able to help them overcome their short-term troubles.

These spots can be seen throughout the fall on major networks across the U.S. For more information on our fast online payday loans or to learn more about CashNetUSA, click here.

A recent report by the Federal Reserve Bank of New York has finally brought to light hard evidence to dispel the idea that payday loan providers are engaging in ‘predatory lending’ practices.

The report (available here) offers the results of a study of households in Georgia and North Carolina, two states which banned payday loans in 2004 and 2005, respectively. Compared with households in other states, those in both Georgia and North Carolina recorded more bounced checks, more complaints about lenders to the Federal Trade Commission and filed for Chapter 7 bankruptcy at a discernibly higher rate.

The report authors attribute this rise in credit risk and penalties to the decrease in responsible credit options available to sub-prime consumers. In the 2-3 years since payday loan lending was banned, consumers in these states have great financial challenges with far fewer options.

When these laws were enacted, the Center for Responsible Lending (CRL) estimated it would save consumers $154 million per year in loan fees and interest. What they neglected to take notice of, is that the fees for bounced checks, credit late fees and NSF charges outweighed the fees for responsible payday loans – leading GA and NC residents not to save hundreds of millions, but instead pay millions more in penalties.

Luckily, most states recognize the benefit of cash advances and payday loans for their citizens’ short-term money needs. While these cash advance options should not be used as long-term financial solutions, they are one responsible option for consumers to face immediate money needs without paying unnecessary late fees or overdraft penalties.

Click here for more information on online payday loans.

In need of cash quickly but can’t make it to the bank or payday loan store before closing? At CashNetUSA, we’re working later to help you get the money you need sooner.

Our five-minute online payday loan application allows you to apply from the comfort of home or convenience of work. There’s nothing to fax, no extra paperwork and most customers receive approval in under an hour.

Plus, if you’re approved by 9pm CST Monday through Thursday, you can receive your payday loan the very next business day! That’s hours after most banks or Brick and Mortar payday loan shops are closed.

Even apply over the weekend by 7pm CST Sunday to get Monday funding. Most lenders wait until Monday to process your application, meaning you don’t get your payday loan funds until Tuesday – even if you applied Friday morning. That’s a long time to wait.

So why wait for your cash? Apply online for a payday loan from CashNetUSA and get the money you need, when you need it most!