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Archive for July, 2007

When is the time right to get a payday loan?

Monday, July 30th, 2007

Expenses that go beyond our paychecks are almost always a situation out of our control. It’s a natural instinct to want to regain command of finances, which in many ways also means managing the bigger picture of our life’s circumstances.

But regaining the control you need can be a frustrating experience. If your credit history is bad, it’s hard to get a bank or credit card company to advance you cash. Or, if you’re simply short on time – certain bills will incur penalties if you don’t produce a payment in a day or two, for example – long applications and wait times just won’t work.

Payday loans make sense when either time or credit histories, or both, are lacking. All you need is a job with a paycheck, a bank account. Then wait less than 24 hours for the money to arrive in your bank account. The entire transaction can be done online from the privacy of your personal computer.

CashNetUSA launches UK Site

Wednesday, July 18th, 2007

Now America’s most trusted payday loan lender is available to British consumers as well.

On Monday, July 16th, CashNetUSA launched its first UK cash advance site, QuickQuid.co.uk. Now consumers across the pond will be able to receive the same quick funding, premier customer service and secure transactions that CashNetUSA.com users have enjoyed for years.

The process for lending in the United Kingdom is much the same: customers apply in minutes on the new QuickQuid website, receive instant approval and, due to UK banking regulations, can receive their loan in as quickly as same-day.

The UK market promises to be one of growth. Payday loans are as of now a virtually untapped resource for UK consumers. With its fast funding and ease-of-use, QuickQuid.co.uk is hoping to make easy cash advances more accessible to these British customers.

What does CashNetUSA do?

Monday, July 16th, 2007

CashNetUSA is a payday lender. That means, we loan money based on a borrower’s next paycheck, not credit history or collateral.

The loans are small – up to $1500, depending the borrower’s income – and are made on the basis of being employed with an anticipated paycheck. This way you don’t need collateral such as a house or car title or an item of valuable merchandise to provide the lender. Credit histories are irrelevant as well. Because the transaction is done entirely online, your loan arrives in a matter of one business day.

As a member of the Community Financial Services Association, CashNetUSA encourages borrowers to use these loans for short-term purposes only. Payday loans are a valuable tool for meeting financial obligations in a timely manner, often to avoid high penalties that would come with late payments.

Licensed to Lend…

Monday, July 9th, 2007

As a smart consumer, you only shop from online stores and websites that you trust. You should have the same selectivity when choosing a payday loan provider.

As a state-licensed lender, CashNetUSA is dedicated to offering safe & secure cash advances to help you bridge the gap between paydays. Unlike other online lenders that may be operating illegally in most states, we work hard to meet the qualifications and regulations of states in which we do business.

Currently we are licensed and operating in over 30 US states, with more on the horizon. We are also a member of the Community Financial Services Association (CFSA), which promotes fair and responsible lending practices.

At CashNetUSA, we want to be more than just a simple way to get payday loans – we want to be your one and only trusted online lender.

Help a Friend. Earn Rewards.

Friday, July 6th, 2007

At CashNetUSA, we pride ourselves on offering our customers industry-leading programs and rewards along with quick & easy payday loan solutions. Our Refer-a-Friend program is just one of the ways in which we’re giving back to our cash advance customers.

When you refer a friend for a next-day payday loan, we’ll reward you with a $20 discount off your next loan fee. You can refer as many friends as you want. We’ll offer them a special 20% off promotion, while giving you $20 for every one that takes out a cash advance.

Plus, it couldn’t be easier to participate. Simply click here to learn more and start earning rewards today!

Take Advantage of the Preferential Treatment….

Monday, July 2nd, 2007

Now you can save more and get more with CashNetUSA’s industry-first Preferred Member Program. Our loyal payday loan customers benefit from exclusive discounts and premier customer service. You too can take advantage of these preferred rewards – simply meet the qualifications below to begin saving time and money.

Best of all, it’s automatic! Simply take out five or more cash advances from CashNetUSA and we’ll automatically enroll you in the program. Rely on preferred customer service and earn significant discounts on all your payday loan fees.

This is just another way that we are working hard to reward you for your responsible borrowing practices. To learn more about our Preferred Program, simply click here.

At CashNetUSA, we strive to be your trusted payday loan lender – that’s why we create industry-first programs to offer you more smart financial options.

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* CashNetUSA and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. – Thu. or by 7pm CST Sun.

** Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third party lenders.

*** Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

† CashNetUSA or third party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and CL Verify. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡ Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++ Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a broker to arrange a loan between you and a third party lender, or (ii) connect you with a financial matching service.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.