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Archive for June, 2007

Online Payday Loans – Fast and Friendly

Monday, June 4th, 2007

One of the advantages of using online payday loan lenders is the convenience factor. Taking out a loan at a neighborhood store requires transportation, multiple identification and financial documents and especially patience while you wait in line and the approval process.

Applying for cash advances online requires only an internet connection and five to ten minutes. Online applications are most often paperless, meaning you don’t have to fax anything in. There is no waiting in line and most times than not you get the approval for your payday loan within ten seconds. Best of all, when you use licensed companies like CashNetUSA, your funds are deposited directly into your account on the very next business day.

And yet, some clients seem to be afraid that the online payday application will be too confusing for them to navigate. But rest assured that online lenders put an emphasis on superb customer service. When you apply for a cash advance with CNU, you benefit from a customer service team that is available 7 days a week – available via phone, email or online chat, your choice.

So the next time you are debating how to solve your short-term money needs. Think about the hassle of gathering up all required documents, driving around looking for a store and waiting while your loan is approved. Or, you can just turn on the computer and be a few clicks away from money next day!

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* CashNetUSA and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. – Thu. or by 7pm CST Sun.

** Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third party lenders.

*** Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

† CashNetUSA or third party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and CL Verify. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡ Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++ Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a broker to arrange a loan between you and a third party lender, or (ii) connect you with a financial matching service.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.