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Archive for the ‘Programs and Services’ Category

Installment vs. Payday Loans

Friday, April 3rd, 2009

At CashNetUSA, we are dedicated to offering you convenient loan options that meet the requirements of your state legislation. We are now proud to announce that CashNetUSA is offering new loan options for consumers in a select number of states.

These new installment loans are similar to our normal payday offerings, in the fact that they are simple to apply for, offer quick approval and funding and can help you meet immediate short-term money needs.

However, with installment loans, customers can apply for a larger loan amount and repay their loan gradually over time. This new option is a great fit for customers with larger emergency expenses such as last-minute home repair needs, outstanding medical bills or emergency car repairs.

Currently, installment loans are offered to customers who qualify in New Mexico and Illinois. For more information on this exciting new program and the Rates & Terms involved, please click here.

Later Funding fits your Busy Lifestyle

Wednesday, October 1st, 2008

In need of cash quickly but can’t make it to the bank or payday loan store before closing? At CashNetUSA, we’re working later to help you get the money you need sooner.

Our five-minute online payday loan application allows you to apply from the comfort of home or convenience of work. There’s nothing to fax, no extra paperwork and most customers receive approval in under an hour.

Plus, if you’re approved by 9pm CST Monday through Thursday, you can receive your payday loan the very next business day! That’s hours after most banks or Brick and Mortar payday loan shops are closed.

Even apply over the weekend by 7pm CST Sunday to get Monday funding. Most lenders wait until Monday to process your application, meaning you don’t get your payday loan funds until Tuesday – even if you applied Friday morning. That’s a long time to wait.

So why wait for your cash? Apply online for a payday loan from CashNetUSA and get the money you need, when you need it most!

Answers, When You Need Them

Thursday, September 18th, 2008

Hopefully you’re not awake at 3am worrying about your money needs, but the good news is that if you are, there’s someone there to help.

CashNetUSA is one of the only online payday loan lenders that offers 24/7 customer service. That means that whenever, where ever you are, you can get your cash advance questions answered quickly. Our customer service can help you choose the payday loan option that fits your needs and lifestyle. Our trained representatives are dedicated to providing you with the most complete and up-to-date payday loan information.

But there’s more – beyond 24/7 customer support, you have your choice of how you get in contact with our dedicated representatives. Choose from phone, email or online chat to get your payday loan questions answered immediately.

When you’re in need of some cash advance advice quickly, there’s only one place to turn! Call or click today, or anytime, to get the information you need, only from CashNetUSA.

Start the New Year Off Right!

Friday, January 4th, 2008

Like most Americans, you have probably committed yourself to a handful of New Year’s resolutions – losing weight, finding a new job, taking that long-awaited family vacation. And, like most people, you might not give these resolutions a second thought after about mid-January. But there is one resolution that you can – and should – keep: finding a responsible lender to help you get your finances back in order.

Luckily, following through with that particular resolution is not nearly as hard as shedding fifteen pounds or finding your dream job. A fast, convenient and secure financial solution is only a click away, with a cash advance from CashNetUSA.com. Get up to $750 to help you deal with unexpected expenses or monthly bills without relying on high-rate credit cards or risking bounced check and overdrawn account penalties. It is fast and you can apply online, get instant approval2 and qualify for up to $750, deposited directly into your account, next business day.

Plus, take advantage of CashNetUSA’s industry-latest application acceptance times – apply by 9pm CST during the week for next-day funding or over the weekend by 7pm CST Sunday for Monday funding. And enjoy the convenience of applying online from home or work – nothing to fax4, no extra paperwork and no waiting in line. Just the money you need, when you need it most.

It’s easy to start 2008 off right with America’s trusted online lender, CashNetUSA. Simply click here to get started and get your money by the next business day!

The Online Answer

Tuesday, September 18th, 2007

It’s a common – although hopefully rare – occurrence for nearly all of us: some emergency expense or unexpended bill comes up right at the time when you can least afford to deal with it. For years, consumers in a financial pinch have been relying on the speed and ease of payday loans to get them out of their bind. But only recently has online payday lending offered an even easier and hassle-free way to get the money you need quickly.

Speed – Online lenders, such as CashNetUSA, can get you money quickly with just a few clicks of the mouse. Fill out a short five-minute application, sign your loan agreement electronically and you’ll usually receive your money in the next 24 hours or less.

Ease – Online lending now allows for simple application and funding. No longer do you have to drive to the store, wait in line and fumble around with a lot of papers and forms. Apply in minutes and get instant approval without faxing documents and even if your credit is less than perfect.

Security – We have taken steps to make sure your information is kept completely confidential and secure. Benefit from your own online account – accessible 24 hours a day from your own home or office.

Support – CashNetUSA is dedicated to the highest level of customer support. Contact our friendly representatives 24 hours a day, 7 days a week with any questions you might have.

Finally there’s a better way to get the money you need, without all the hassle. Visit CashNetUSA for more information and Make Anyday Payday???.

Around the Clock Service

Thursday, August 16th, 2007

In today’s dog-eat-dog business world, the successful company is the one that sets itself apart from its competitors. One way to do this is to offer 24-hour service in order to target consumers that don’t fit into the ‘usual’ 9 to 5 workday attitude. Today it’s not hard to find them: 24-hour gyms, all-night diners, around-the-clock bowling alleys and pool halls – all catering to night owls or graveyard shifters.

But these are all luxury or entertainment services. What about essential services that affect your life?

At CashNetUSA, we are working hard to supply our customers with the money they need, no matter what their schedule. That’s why we’ve extended our customer service hours to 24 hours a day, seven days a week. Now our clients can get prompt, helpful answers to all their questions and concerns, no matter what time of day or night.

While other lenders limit their services to inconvenient banking hours, we pride ourselves in serving our customers when it’s convenient for them. With our online application, you can apply 24 hours a day and get instant approval. We also have the latest funding times in the industry – meaning you can apply by 9pm CST during the week and still receive your funds next day. Even apply on the weekend and receive your money on Monday morning!

Convenient and simple lending based around your schedule? What a concept! Only brought to you by CashNetUSA.com, the safe and secure online lender.

Licensed to Lend…

Monday, July 9th, 2007

As a smart consumer, you only shop from online stores and websites that you trust. You should have the same selectivity when choosing a payday loan provider.

As a state-licensed lender, CashNetUSA is dedicated to offering safe & secure cash advances to help you bridge the gap between paydays. Unlike other online lenders that may be operating illegally in most states, we work hard to meet the qualifications and regulations of states in which we do business.

Currently we are licensed and operating in over 30 US states, with more on the horizon. We are also a member of the Community Financial Services Association (CFSA), which promotes fair and responsible lending practices.

At CashNetUSA, we want to be more than just a simple way to get payday loans – we want to be your one and only trusted online lender.

Help a Friend. Earn Rewards.

Friday, July 6th, 2007

At CashNetUSA, we pride ourselves on offering our customers industry-leading programs and rewards along with quick & easy payday loan solutions. Our Refer-a-Friend program is just one of the ways in which we’re giving back to our cash advance customers.

When you refer a friend for a next-day payday loan, we’ll reward you with a $20 discount off your next loan fee. You can refer as many friends as you want. We’ll offer them a special 20% off promotion, while giving you $20 for every one that takes out a cash advance.

Plus, it couldn’t be easier to participate. Simply click here to learn more and start earning rewards today!

Take Advantage of the Preferential Treatment….

Monday, July 2nd, 2007

Now you can save more and get more with CashNetUSA’s industry-first Preferred Member Program. Our loyal payday loan customers benefit from exclusive discounts and premier customer service. You too can take advantage of these preferred rewards – simply meet the qualifications below to begin saving time and money.

Best of all, it’s automatic! Simply take out five or more cash advances from CashNetUSA and we’ll automatically enroll you in the program. Rely on preferred customer service and earn significant discounts on all your payday loan fees.

This is just another way that we are working hard to reward you for your responsible borrowing practices. To learn more about our Preferred Program, simply click here.

At CashNetUSA, we strive to be your trusted payday loan lender – that’s why we create industry-first programs to offer you more smart financial options.

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* CashNetUSA and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. – Thu. or by 7pm CST Sun.

** Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third party lenders.

*** Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

† CashNetUSA or third party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and CL Verify. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡ Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++ Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a broker to arrange a loan between you and a third party lender, or (ii) connect you with a financial matching service.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.