Divorce is terrifying for both men and women. Going through divorce made me depressed and financially stagnated. Not only does divorce affect your personal life but divorce also takes a toll on a woman’s finances. According to Dr. Mariko Chang, author of Shortchanged: Why Women have Less Wealth and What Can Be Done About It,… Continue Reading »
The 2009 Credit Card Act took effect on February 22, 2010 and was intended to help consumers. Here are a few of the more obvious mandates: The issuer cannot arbitrarily increase the rate on your card without 45 days notice; the issuer has to give you three billing cycles to decline the new rate and… Continue Reading »
According to the U.S. Bureau of Labor Statistics, over 140 million Americans are currently employed. Though the various occupations available to people range in the hundreds of thousands, every worker should be aware that saving money while on the job is an important part of personal responsibility. If, for instance, you are injured on the… Continue Reading »
In part three of the series, we discussed how to ensure that the collection agency has validated their claim, and are following appropriate laws regarding collections. In this segment, we will talk more about preparing to negotiate, and understanding some inside-industry information that you will need. You Might Be Shocked to Learn What Collection Agencies… Continue Reading »
Learn about alternatives to payday loans and the fees associated with them. The High Cost of Informal Short-Term Credit Whitepaper
